426 Oak St, Clyde, TX 79510 Property Records

Callahan County property record for 426 Oak St, Clyde, TX 79510

Property Summary

Property Type	Single Family Home
Details	2,160 sqft · built 1938
Lot Size	0.16 acres (7,000 sqft)
Owner	2 Individual Names on File
Last Sale	$105,000 (Jun 2021)
Tax Bill	$3,472 (2025)
Deeds & Mortgages	May 2022 Construction Loan May 2025 Second Mortgage + 3 more
APN	`R000008970`

Property Details

APN / Parcel Number

Primary APN	`R000008970`
Alternative APN	`1494006611400`

Interior

Stories	1 Story
Building Area	2,160 sqft Total Area
1st Floor Area	1,668 sqft

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Lot Area	7,000 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	336 sqft
Carport	Carport
Carport Area	336 sqft

Location & Zoning

Account Number	1494006611400
Street Address	426 OAK ST
City	CLYDE
State	TX
Zip	79510-3707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABST 1494 SEC 66 H C MERCHANT 50 X 140 FT
Legal Subdivision	B B B & C RR COMPANY SURVEYS
Jurisdiction	CALLAHAN TX
Township / Civil Division	CLYDE
Census Block Group	2
Census Block	2018
Census Tract	30101

Owner

Source: Callahan County assessment roll, as of February 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	426 OAK ST, CLYDE, TX 79510-3707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRST FINANCIAL BANK NA
May 27, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage TEXAS STATE AFFORDABLE HSNG CORP
May 27, 2025	Vendor's Lien, Transfer · VA Mortgage PRIME LENDING INC
Feb 14, 2024	Vendor's Lien, Transfer · FHA Mortgage FIRST FINANCIAL BANK NA
Jun 7, 2021	Vendor's Lien, Transfer · Construction Mortgage FIRST FINANCIAL BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 7, 2021 · Amount on Record
Deed Sale	Jun 7, 2021 · Amount on Record
Prior Sale	Apr 1, 2008 · Amount on Record
Deed Document Number	20211348
Prior Transfer Date	Jun 4, 2021
Prior Transfer Doc	0000001348
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAHAN TX
Property Address	426 OAK ST, CLYDE, TX 79510-3707
Transaction Type	Mortgage
Record Updated	Dec 5, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 N 2ND ST, CLYDE, TX 79510-4743

Mortgage

Document Number	0000221174
Date	May 6, 2022
Instrument	221174

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Address	ABILENE, TX 79604

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	185 Months
Due	Oct 21, 2037

Interest

Rate Type	Adjustable Rate

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAHAN TX
Property Address	426 OAK ST, CLYDE, TX 79510-3707
Transaction Type	Mortgage
Record Updated	Dec 5, 2025
Title Company	FIRST CLASS TITLE AGENCY, FIRST TEXAS TITLE CO LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 OAK ST, CLYDE, TX 79510-3707

Mortgage

Document Number	0000251233
Date	May 27, 2025
Instrument	251233

Lender

Name	TEXAS STATE AFFORDABLE HSNG CORP
Type	Government Agency
Address	AUSTIN, TX 78752

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	37 Months
Due	Jun 16, 2028

May 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CALLAHAN TX
Recording Date	May 27, 2025
Property Address	426 OAK ST, CLYDE, TX 79510-3707
Document Number	0000251231
Instrument Date	May 15, 2025
Instrument	251231
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	FIRST TEXAS TITLE CO LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 713, WINTERS, TX 79567-0713

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 OAK ST, CLYDE, TX 79510-3707

Mortgage

Document Number	0000251232
Date	May 27, 2025
Instrument	251232

Lender

Name	PRIME LENDING INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2055

February 2024: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CALLAHAN TX
Recording Date	Feb 14, 2024
Property Address	426 OAK ST, CLYDE, TX 79510-3707
Document Number	0000240340
Map Reference	VOL 202 PG 534
Instrument Date	Feb 12, 2024
Instrument	240340
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	420 N 2ND ST, CLYDE, TX 79510-4743

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 OAK ST, CLYDE, TX 79510-3707

Mortgage

Document Number	0000240341
Date	Feb 14, 2024
Instrument	240341

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CALLAHAN TX
Recording Date	Jun 7, 2021
Property Address	426 OAK ST, CLYDE, TX 79510-3707
Document Number	211348
Map Reference	VOL 202 PG 534
Instrument Date	Jun 4, 2021
Instrument	211348
Transaction Type	Transfer
Record Updated	Jun 28, 2021
Title Company	SURITY TITLE, SECURITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	420 N 2ND ST, CLYDE, TX 79510-4743

Mortgage

Document Number	211349
Date	Jun 7, 2021
Instrument	211349

Lender

Name	FIRST FINANCIAL BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	186 Months
Due	Dec 4, 2036

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Callahan County assessment roll, as of February 3, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Callahan County
Municipality	Clyde City
Unified School District	Clyde Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,472.00 (+92.04%)	$157,920 (+21.28%) Land $6,500 Building $151,420	$157,920 (+21.28%) Land $6,500 Building $151,420
2024		$130,210 (+31.13%) Land $6,500 Building $123,710	$130,210 (+31.13%) Land $6,500 Building $123,710
2023		$99,300 Land $6,500 Building $92,800	$99,300 Land $6,500 Building $92,800
2022	$1,808.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1989)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1989 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 81% of Texas
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CLYDE serves 3,820 people · EPA ID TX0300002
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025 Haloacetic acids resolved · Apr 2025 Turbidity resolved · Jul 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Uniti Group Fiber · DSL in parts of the area	2,000 / 2,000
AMG Technology Investment Group Fixed Wireless	1,000 / 500
Optimum Communications Cable	940 / 35

May also be available: Verizon.

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