426 Oak Shadow Pl, Saint Johns, FL 32259 Property Records

St. Johns County property record for 426 Oak Shadow Pl, Saint Johns, FL 32259

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,835 sqft · built 2021
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$317,642 (Apr 2021)
Tax Bill	$7,846 (2025)
Deeds & Mortgages	Apr 2023 Second Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000717-0330`

Property Details

APN / Parcel Number

Primary APN	`000717-0330`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,835 sqft Living Area
Gross Area	2,295 sqft
1st Floor Area	1,835 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	143 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	426 OAK SHADOW PL
City	SAINT JOHNS
State	FL
Zip	32259-7435
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	101/52-68 ARBORS AT RIVERTOWN PHASE 1 LOT 33 OR5251/1300
Legal Range	27E
Legal Township	05S
Legal Section	39
Legal Subdivision	ARBORS AT RIVERTOWN PHASE 1
Legal Phase	1
Legal Block	1
Legal Lot Number	33
Jurisdiction	ST JOHNS FL
Township / Civil Division	FRUIT COVE
Census Block Group	1
Census Block	1022
Census Tract	20807

Owner

426 Oak Shadow Pl is owned and occupied by an individual who bought it in April 2021.

Source: St. Johns County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	426 OAK SHADOW PL, SAINT JOHNS, FL 32259-7435
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY FIRST CREDIT UNION OF FLORIDA
Apr 29, 2021	Special Warranty Deed, Transfer · Conventional Mortgage MATTAMY HOME FUNDING LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2021 · Amount on File
Deed Sale	Apr 29, 2021 · Amount on File
Deed Document Number	202147963
Deed Book / Page	5251 / 1300
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	426 OAK SHADOW PL, SAINT JOHNS, FL 32259-7435
Transaction Type	Mortgage
Record Updated	May 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 OAK SHADOW PL, SAINT JOHNS, FL 32259-7435

Mortgage

Document Number	0057441907
Date	Apr 24, 2023
Book Page	5744/1907
Instrument	2023030561

Lender

Name	COMMUNITY FIRST CREDIT UNION OF FLORIDA
Type	Credit Union
Address	JACKSONVILLE, FL 32204

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 19, 2038

April 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 29, 2021
Property Address	426 OAK SHADOW PL, SAINT JOHNS, FL 32259-7435
Document Number	0052511300
Book / Page	5251 / 1300
Map Reference	MB 101 PG 52-68
Instrument Date	Apr 27, 2021
Instrument	2021047963
Transaction Type	Transfer
Record Updated	Jan 28, 2022
Title Company	SHEFFIELD AND BOATRIGHT TITLE SV, SHEFFIELD & BOATRIGHT TTL SV

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,223.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7800 BELFORT PKWY, 7800, JACKSONVILLE, FL 32256-6941

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 OAK SHADOW PL, ST JOHNS, FL 32259-7435

Mortgage

Document Number	0052511301
Date	Apr 29, 2021
Instrument	5251/1301

Lender

Name	MATTAMY HOME FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 426 Oak Shadow Pl was $7,846 with a homeowner's exemption, up 1% from the year before.

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$407,791 (+0.62%) Land $140,000 Building $267,791	$407,791 (-6.33%) Land $140,000 Building $267,791
2025	$7,846.00 (+10.03%) Homeowner's exemption	$405,289	$435,332 Land $140,000 Building $295,332
2024	$7,131.00 (+2.08%)
2023	$6,986.00 (+2.45%) Homeowner's exemption	$382,395 (+16.01%)	$382,395 (+16.01%) Land $100,000 Building $282,395
2022	$6,819.00	$329,636	$329,636 Land $89,600 Building $240,036

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 426 Oak Shadow Pl in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 189 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	189 in force
Nearby Flood Claims	4 (1997–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 426 Oak Shadow Pl is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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