Lincoln County property record for 426 N Vista Ter, Otis, OR 97368
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 704 sqft · built 1996 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $224,950 (Oct 2024) |
| Tax Bill | $1,538 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Mar 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 061033AD1010000 |
| Primary APN | 061033AD1010000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 704 sqft Living Area |
| 1st Floor Area | 484 sqft |
| Attic | Attic |
| Attic Area | 220 sqft |
| Flooring | Carpet |
| Interior Walls | Wood |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 5,663 sqft (0.13 acres) |
| Garage Type | Carport |
| Garage Area | 252 sqft |
| Carport | Carport |
| Carport Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 24 sqft |
|---|---|
| Patio Area | 84 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Account Number | R451902 |
|---|---|
| Street Address | 426 N VISTA TER |
| City | OTIS |
| State | OR |
| Zip | 97368-9303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1,RC |
| Legal Description | PANTHER CREEK, BLOCK 3, LOT 55, DOC202407708 |
| Legal Range | 10W |
| Legal Township | 06S |
| Legal Section | 33 |
| Legal Subdivision | PANTHER CREEK |
| Legal Block | 3 |
| Legal Lot Number | 55 |
| Jurisdiction | LINCOLN OR |
| Township / Civil Division | LINCOLN CITY |
| Census Block Group | 2 |
| Census Block | 2035 |
| Census Tract | 950100 |
Source: Lincoln County records, as of June 16, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 43417 THOMAS CREEK DR, SCIO, OR 97374-9323 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 30, 2023 | Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CU |
| Mar 15, 2023 | Deed of Trust, Mortgage · Line of Credit ONPOINT COMMUNITY CU |
| Oct 31, 2024 | Warranty Deed, Transfer · Conventional Mortgage LPMC LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2024 · Amount on Record |
| Deed Sale | Oct 31, 2024 · Amount on Record |
| Prior Sale | Jul 21, 2006 · Amount on Record |
| Deed Document Number | 20247708 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN OR |
| Property Address | 426 N VISTA TER, OTIS, OR 97368-9303 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1825 GROVE ST, EUGENE, OR 97404-2376 |
| Document Number | 0000001925 |
|---|---|
| Date | Mar 30, 2023 |
| Instrument | 2023-01925 |
| Name | ONPOINT COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | PORTLAND, OR 97208 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 23, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN OR |
| Property Address | 426 N VISTA TER, OTIS, OR 97368-9303 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1825 GROVE ST, EUGENE, OR 97404-2376 |
| Document Number | 0000001535 |
|---|---|
| Date | Mar 15, 2023 |
| Instrument | 2023-01535 |
| Name | ONPOINT COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | PORTLAND, OR 97208 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 8, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN OR |
| Recording Date | Oct 31, 2024 |
| Property Address | 426 N VISTA TER, OTIS, OR 97368-9303 |
| Document Number | 0000007708 |
| Instrument Date | Oct 25, 2024 |
| Instrument | 2024-07708 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2025 |
| Title Company | WESTERN TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 43417 THOMAS CREEK DR, SCIO, OR 97374-9323 |
| Document Number | 0000007709 |
|---|---|
| Date | Oct 31, 2024 |
| Instrument | 2024-07709 |
| Name | LPMC LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2054 |
Source: Lincoln County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Lincoln County |
| Unified School District | Lincoln County School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,538.00 (+2.06%) | $107,670 (+2.99%) | $254,420 (-1.11%) Land $83,160 Building $171,260 |
| 2024 | $1,507.00 (+3.29%) | $104,540 (+3%) | $257,280 (+8.22%) Land $79,410 Building $177,870 |
| 2023 | $1,459.00 (+2.96%) | $101,500 (+2.99%) | $237,730 (+27.47%) Land $73,010 Building $164,720 |
| 2022 | $1,417.00 | $98,550 | $186,500 Land $56,210 Building $130,290 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 17, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HILAND WC - ECHO MOUNTAIN private · serves 362 people · EPA ID OR4100605 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
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