Clay County property record for 426 N Olive Rd, Flora, IL 62839
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 2 ba · 1,896 sqft · built 1960 |
| Lot Size | 0.261 acres (11,369 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $71,000 (Jun 2015) |
| Tax Bill | $2,527 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-25-222-014 |
| Primary APN | 10-25-222-014 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,896 sqft Living Area |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Multi-Family |
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Material | Shingle |
| Lot Area | 11,369 sqft (0.261 acres) |
| Porch | Slab |
| Porch Area | 380 sqft |
| Patio Area | 133 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 426 N OLIVE RD |
|---|---|
| City | FLORA |
| State | IL |
| Zip | 62839-2411 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Legal Description | AL-BO SUB DIV LOT 15 |
| Legal Subdivision | AL-BO SUB |
| Legal Lot Number | 15 |
| Jurisdiction | CLAY IL |
| Township / Civil Division | HARTER |
| Census Block Group | 3 |
| Census Block | 3059 |
| Census Tract | 972100 |
426 N Olive Rd, a residential property, is owned and occupied by two individuals who acquired it in May 2016.
Source: Clay County records, as of October 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 426 N OLIVE RD, FLORA, IL 62839-2411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 26, 2015 · Amount on File |
| Deed Sale | Jun 26, 2015 · Amount on File |
| Deed Document Number | 2015186403 |
| Last Transfer Date | May 17, 2016 |
| Transfer Doc | D188899 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY IL |
| Property Address | 426 N OLIVE RD, FLORA, IL 62839-2411 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2020 |
| Title Company | QUAD COUNTY TITLE |
| Name | Verified Name |
|---|
| Document Number | 199614 |
|---|---|
| Date | Aug 12, 2020 |
| Instrument | 199614 |
| Name | PEOPLES NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2035 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 426 N Olive Rd was $2,527 with a homeowner's exemption, up 7.1% from the year before.
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Clay County |
| County Subdivision | Harter Township |
| Municipality | Flora City |
| Unified School District | Flora Community Unit School District 35 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,527.00 (+7.08%) Homeowner's exemption | $39,016 (+11.45%) Land $3,827 Building $35,189 | $117,048 (+11.45%) Land $11,481 Building $105,567 |
| 2024 | $2,360.00 | $35,008 Land $3,434 Building $31,574 | $105,024 Land $10,302 Building $94,722 |
| 2022 | $2,210.00 (+9.84%) Homeowner's exemption | $29,206 Land $2,860 Building $26,346 | $87,618 Land $8,580 Building $79,038 |
| 2021 | $2,012.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 426 N Olive Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2015) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 426 N Olive Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLORA serves 5,233 people · EPA ID IL0250100 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 440 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Wabash Communications Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: ClearWave.
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