426 N 4th St, Sheffield, IA 50475 Property Records

Franklin County property record for 426 N 4th St, Sheffield, IA 50475

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,457 sqft · built 1880
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$145,000 (Nov 2017)
Tax Bill	$3,620 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Oct 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`030432600600`

Property Details

APN / Parcel Number

Primary APN	`030432600600`
Alternative APN	`0304326006`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,457 sqft Living Area
1st Floor Area	384 sqft
Basement Area	384 sqft
Unfinished Basement	384 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	132 ft deep x 99 ft wide
Garage Type	Attached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	30 sqft
Deck Area	160 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	426 N 4TH ST
City	SHEFFIELD
State	IA
Zip	50475-7726
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BORSTS 2ND N 1/2 LOT (SEQ:1), 2 BLK 10 EXC S 66' (SEQ:2) WD-2017-2428 (2017-11-20), AFF-2011-1681 (2011-09-21)
Legal Subdivision	BORSTS SECOND ADDITION
Legal Block	10
Legal Lot Number	2
Jurisdiction	FRANKLIN IA
Township / Civil Division	SHEFFIELD
Census Block Group	4
Census Block	4009
Census Tract	360100

Owner

Source: Franklin County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	300 N MAIN ST, CHARLES CITY, IA 50616-2020
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2023	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK
Oct 20, 2022	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK
Aug 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK
Aug 6, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST CITIZENS COMMUNITY BANK
Nov 20, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2017 · Amount on Record
Deed Sale	Nov 20, 2017 · Amount on Record
Prior Sale	Oct 27, 2006 · Amount on Record
Deed Document Number	20172428
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN IA
Property Address	426 N 4TH ST, SHEFFIELD, IA 50475-7726
Transaction Type	Mortgage
Record Updated	Jun 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020230654
Date	Apr 27, 2023
Instrument	20230654

Lender

Name	FIRST CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN IA
Property Address	426 N 4TH ST, SHEFFIELD, IA 50475-7726
Transaction Type	Mortgage
Record Updated	Dec 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020222055
Date	Oct 20, 2022
Instrument	20222055

Lender

Name	FIRST CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN IA
Property Address	426 N 4TH ST, SHEFFIELD, IA 50475-7726
Transaction Type	Mortgage
Record Updated	Oct 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020221617
Date	Aug 18, 2022
Instrument	20221617

Lender

Name	FIRST CITIZENS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN IA
Property Address	426 N 4TH ST, SHEFFIELD, IA 50475-7726
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020191173
Date	Aug 6, 2019
Instrument	20191173

Lender

Name	FIRST CITIZENS COMMUNITY BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN IA
Recording Date	Nov 20, 2017
Property Address	426 N 4TH ST, SHEFFIELD, IA 50475-7726
Document Number	0020172428
Instrument Date	Nov 17, 2017
Instrument	20172428
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	711 7TH ST SW, HAMPTON, IA 50441-2511

Mortgage

Document Number	0020172429
Date	Nov 20, 2017
Instrument	20172429

Lender

Name	FIRST CITIZENS BANK
Type	Bank
Address	CHARLES CITY, IA 50616

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Franklin County
Municipality	Sheffield City
Unified School District	West Fork Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,620.00 (+0.06%)	$225,700 (+9.09%) Land $14,900 Building $210,800	$225,700 (+9.09%) Land $14,900 Building $210,800
2024	$3,618.00 (-3.47%)
2023		$206,900 (+8.44%) Land $14,900 Building $192,000	$206,900 (+8.44%) Land $14,900 Building $192,000
2022	$3,748.00	$190,800 Land $14,900 Building $175,900
2021			$190,800 Land $14,900 Building $175,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2010–2016)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHEFFIELD WATER SUPPLY serves 1,130 people · EPA ID IA3570037
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130
Router12 Networks Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Rockwell Cooperative Telephone.

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