426 Mill St, Cincinnati, OH 45215 Property Records

Hamilton County property record for 426 Mill St, Cincinnati, OH 45215

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,092 sqft · built 1928
Lot Size	0.125 acres (5,445 sqft)
Owner	2 Individual Names on Record
Last Sale	$128,000 (Sep 2021)
Tax Bill	$2,460 (2025)
Deeds & Mortgages	May 2024 Transfer Sep 2021 Sale & Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`641-0015-0033-00`

Property Details

APN / Parcel Number

Primary APN	`641-0015-0033-00`
Alternative APN	`0011251`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
Gross Area	2,331 sqft
1st Floor Area	1,092 sqft
Basement Area	1,239 sqft

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	5,445 sqft (0.125 acres)
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Open Frame Porch
Porch Area	207 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	426 MILL ST
City	CINCINNATI
State	OH
Zip	45215-4619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	426 MILL ST 50 FT IRR LOT 8 LONGWORTHS 2ND SUB
Legal Subdivision	LONGWORTHS 2ND SUB
Legal Lot Number	8
Jurisdiction	HAMILTON OH
Township / Civil Division	LOCKLAND
Census Block Group	2
Census Block	2026
Census Tract	27400

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	426 MILL ST, CINCINNATI, OH 45215-4619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2024	Transfer on Death Deed, Transfer
Sep 29, 2021	Warranty Deed, Transfer · Line of Credit GUARANTEED RATE AFFINITY LLC
Apr 24, 2018	Warranty Deed, Transfer · FHA Mortgage EQUITY RESOURCES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2021 · Amount on Record
Deed Sale	Sep 29, 2021 · Amount on Record
Prior Sale	Apr 24, 2018 · Amount on Record
Deed Document Number	2021117990
Deed Book / Page	14512 / 3170
Prior Transfer Date	Feb 22, 2018
Prior Transfer Doc	0000016146
Record Updated	Sep 20, 2026

May 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	May 6, 2024
Property Address	426 MILL ST, CINCINNATI, OH 45215-4619
Document Number	0000029935
Book / Page	15160 / 2050
Map Reference	MB 4 PG 59
Instrument Date	May 4, 2024
Instrument	2024-0029935
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 MILL ST, CINCINNATI, OH 45215-4619

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 29, 2021
Property Address	426 MILL ST, CINCINNATI, OH 45215-4619
Document Number	0000117990
Book / Page	14512 / 3170
Map Reference	MB 4 PG 59
Instrument Date	Sep 24, 2021
Instrument	2021-0117990
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$384.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 MILL ST, CINCINNATI, OH 45215-4619

Mortgage

Document Number	0000117991
Date	Sep 29, 2021
Instrument	2021-0117991

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Mortgage

Document Number	0000117992
Date	Sep 29, 2021
Book Page	14512/3193
Instrument	2021-0117992

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 24, 2018
Property Address	426 MILL ST, CINCINNATI, OH 45215-4619
Document Number	0000004149
Map Reference	MB 4 PG 59
Instrument Date	Apr 16, 2018
Instrument	18-0034149
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$162.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 MILL ST, CINCINNATI, OH 45215-4619

Mortgage

Document Number	0000004150
Date	Apr 24, 2018
Instrument	18-0034150

Lender

Name	EQUITY RESOURCES INC
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2048

Mortgage

Document Number	0000034151
Date	Apr 24, 2018
Instrument	18-0034151

Lender

Name	OHIO HOUSING FINANCE AGENCY
Type	Government Agency

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Lockland Village
Unified School District	Lockland Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,460.00 (+0.57%)	$44,800 (-) Land $3,388 Building $41,412	$128,000 (-) Land $9,680 Building $118,320
2024	$2,446.00 (-0.81%)	$44,800 (-) Land $3,388 Building $41,412
2023	$2,466.00 (+89.26%)	$44,800 (+137.02%) Land $3,388 Building $41,412	$128,000 (+137.04%) Land $9,680 Building $118,320
2022	$1,303.00 Homeowner's exemption	$18,901 Land $2,979 Building $15,922
2020			$54,000 Land $8,510 Building $45,490

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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