426 Middlesex St, Gloucester City, NJ 08030 Property Records

Camden County and Gloucester City property record for 426 Middlesex St, Gloucester City, NJ 08030

Property Summary

Property Type	Single Family Home
Details	1,392 sqft · built 1910
Lot Size	0.048 acres (2,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$260,000 (Aug 2024)
Tax Bill	$5,669 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Feb 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-00176-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`14-00176-0000-00004`
Alternative APNs	`140017600004` `00289700`

Interior

Stories	2 Stories
Building Area	1,392 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Construction Type	Frame
Lot Area	2,100 sqft (0.048 acres)
Lot Dimensions	105 ft deep x 20 ft wide

Location & Zoning

Account Number	00289700
Street Address	426 MIDDLESEX ST
City	GLOUCESTER CITY
State	NJ
Zip	08030-1131
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	CITY/GLOUCESTER
Legal Block	176
Legal Lot Number	4
Jurisdiction	CAMDEN NJ
Township / Civil Division	GLOUCESTER CITY
Census Block Group	4
Census Block	4044
Census Tract	611000

Owner

Source: Camden County and Gloucester City records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	212 HIGHGATE LN, CHERRY HILL, NJ 08003-1816
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Deed of Trust, Mortgage · Balloon Mortgage DONNA TOPHAM IRA
Feb 23, 2023	Deed, Transfer · Conventional Mortgage A&D MORTGAGE LLC
Nov 5, 2021	Deed, Transfer
Nov 20, 2020	Grant Deed, Transfer CONGRESSIONAL ABSTRACT CORP.,

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 9, 2024 · Amount on Record
Deed Sale	Aug 9, 2024 · Amount on Record
Prior Sale	Nov 20, 2020 · Amount on Record
Deed Document Number	202449036
Deed Book / Page	12636 / 1768
Prior Transfer Date	Dec 6, 2022
Prior Transfer Doc	0000013732
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMDEN NJ
Property Address	426 MIDDLESEX ST, GLOUCESTER CITY, NJ 08030-1131
Transaction Type	Mortgage
Record Updated	Feb 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 LIGHT HORSE CT, MARLTON, NJ 08053-4612

Mortgage

Document Number	0000006540
Date	Jan 29, 2024
Book Page	12506/1551
Instrument	2024006540

Lender

Name	DONNA TOPHAM IRA
Type	Non-Lending Institution
Address	AMBLER, PA 19002

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Jul 16, 2024

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMDEN NJ
Recording Date	Feb 23, 2023
Property Address	426 MIDDLESEX ST, GLOUCESTER CITY, NJ 08030-1131
Document Number	0000013732
Book / Page	12296 / 1787
Instrument Date	Dec 6, 2022
Instrument	2023013732
Transaction Type	Transfer
Record Updated	Mar 29, 2023
Title Company	FOUNDATION TITLE, FOUNDATION TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 LIGHT HORSE CT, MARLTON, NJ 08053-4612

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 LIGHT HORSE CT, MARLTON, NJ 08053-4612

Mortgage

Document Number	0122961794
Date	Feb 23, 2023
Instrument	12296/1794

Lender

Name	A&D MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2053

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CAMDEN NJ
Recording Date	Nov 5, 2021
Property Address	426 MIDDLESEX ST, GLOUCESTER CITY, NJ 08030-1131
Document Number	0000097418
Book / Page	11889 / 1344
Instrument Date	Feb 15, 2021
Instrument	2021097418
Transaction Type	Transfer
Record Updated	Dec 16, 2021

Transaction

Tax	$2.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 LIGHT HORSE CT, 3, MARLTON, NJ 08053-4612

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 LIGHT HORSE CT, MARLTON, NJ 08053-4612

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CAMDEN NJ
Recording Date	Nov 20, 2020
Property Address	426 MIDDLESEX ST, GLOUCESTER CITY, NJ 08030-1131
Document Number	0000087647
Book / Page	011550 / 001852
Instrument Date	Nov 10, 2020
Instrument	87647
Transaction Type	Transfer
Record Updated	Feb 23, 2021
Title Company	CONGRESSIONAL ABSTRACT CORP.,

Transaction

Amount	Amount Recorded
Tax	$50.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3 LIGHT HORSE CT MARLTON NJ 080534612, MARLTON, NJ 08053-4612

Tax Assessment & Valuation

Source: Camden County and Gloucester City assessment roll, as of July 1, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Camden County
Municipality	Gloucester City
Unified School District	Gloucester City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,100 (-) Land $17,300 Building $114,800	$107,100 (-18.93%) Land $17,300 Building $114,800
2025	$5,669.00 (+5.61%)	$107,100 (+44.73%)	$132,100 (+78.51%) Land $17,300 Building $114,800
2024	$5,368.00 (+39.32%)
2023		$74,000 Land $17,300 Building $56,700	$74,000 Land $17,300 Building $56,700
2022	$3,853.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1980)
Most Recent Claim	Oct 1980 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER CITY W DEPT serves 12,460 people · EPA ID NJ0414001
Water Source	Groundwater
Last State Inspection	Feb 2023
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 520 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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