426 Marks Ln, Bardstown, KY 40004 Property Records

Nelson County property record for 426 Marks Ln, Bardstown, KY 40004

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,847 sqft · built 2006
Lot Size	1.43 acres (62,291 sqft)
Owner	2 Individual Names on File
Last Sale	$510,000 (May 2026)
Tax Bill	$3,687 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Apr 2021 Line of Credit + 11 more
Flood Zone	Zone X (minimal risk)
APN	`70000-00-063.57`

Property Details

APN / Parcel Number

Primary APN	`70000-00-063.57`
Alternative APNs	`85568` `93774`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,847 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Asphalt
Lot Area	62,291 sqft (1.43 acres)
Garage Type	Attached
Garage Area	528 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	93774
Street Address	426 MARKS LN
City	BARDSTOWN
State	KY
Zip	40004-9292
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VALLEY VIEW SUB LT 57 PC5-4
Legal Subdivision	VALLEY VIEW SUB
Legal Lot Number	57
Jurisdiction	NELSON KY
Township / Civil Division	BARDSTOWN
Census Block Group	2
Census Block	2025
Census Tract	930500

Owner

426 Marks Ln is owned and occupied by two individuals who bought it in May 2026.

Source: Nelson County records, as of August 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	426 MARKS LN, BARDSTOWN, KY 40004-9292
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Apr 5, 2021	Deed of Trust, Mortgage · Line of Credit ABOUND FCU
Nov 2, 2005	Deed of Trust, Mortgage · Conventional Mortgage YOUR COMMUNITY BANK
Sep 12, 2024	Deed of Trust, Mortgage · VA Mortgage THE MORTGAGE WAREHOUSE
Sep 19, 2006	Deed of Trust, Mortgage · Line of Credit YOUR COMMUNITY BANK
Apr 7, 2009	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS UNION BANK
Jul 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 15, 2026	Warranty Deed, Transfer AGENCY TITLE
May 11, 2023	Warranty Deed, Transfer · Unknown THE MORTGAGE WAREHOUSE
Mar 29, 2019	Special Warranty Deed, Transfer · Conventional Mortgage PNC BANK NA
Aug 23, 2018	Commissioner's Deed, Foreclosure
Sep 14, 2009	Deed, Transfer · FHA Mortgage FIRST LIBERTY FINANCIAL GROUP LLC
Aug 23, 2005	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 2026 · Amount on File
Deed Sale	May 15, 2026 · Amount on File
Prior Sale	May 11, 2023 · Amount on File
Deed Document Number	20263187
Deed Book / Page	622 / 45
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	426 MARKS LN, BARDSTOWN, KY 40004-9292
Transaction Type	Mortgage
Record Updated	Jun 29, 2026
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1269/283
Date	Aug 31, 2020
Book Page	M1269/283
Instrument	2020009421

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	426 MARKS LN, BARDSTOWN, KY 40004-9292
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0M1311/444
Date	Apr 5, 2021
Book Page	M1311/444
Instrument	2021004274

Lender

Name	ABOUND FCU
Type	Credit Union
Address	RADCLIFF, KY 40159

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Mar 25, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	426 MARKS LN, BARDSTOWN, KY 40004-9292
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M707/418
Date	Nov 2, 2005
Book Page	M707/418
Instrument	202621

Lender

Name	YOUR COMMUNITY BANK
Address	NEW ALBANY, IN 47150

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	368 Months
Due	Jul 1, 2036

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	426 MARKS LN, BARDSTOWN, KY 40004-9292
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 MARKS LN, BARDSTOWN, KY 40004-9292

Mortgage

Document Number	0M1473/662
Date	Sep 12, 2024
Book Page	M1473/662
Instrument	2024009505

Lender

Name	THE MORTGAGE WAREHOUSE
Type	Mortgage Company
Address	LOUISVILLE, KY 40223

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2054

September 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	426 MARKS LN, BARDSTOWN, KY 40004-9292
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M752/556
Date	Sep 19, 2006
Book Page	M752/556
Instrument	216472

Lender

Name	YOUR COMMUNITY BANK
Address	NEW ALBANY, IN 47151

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Sep 15, 2016

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Property Address	426 MARKS LN, BARDSTOWN, KY 40004-9292
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000857/085
Date	Apr 7, 2009
Book Page	857/085
Instrument	245151

Lender

Name	CITIZENS UNION BANK
Type	Bank
Address	SHELBYVILLE, KY 40065

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2039

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NELSON KY
Recording Date	Jul 1, 2026
Property Address	426 MARKS LN, BARDSTOWN, KY 40004-9292
Document Number	0000004540
Book / Page	1554 / 439
Instrument Date	Jun 25, 2026
Instrument	20264540
Transaction Type	Mortgage
Record Updated	Jul 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 MARKS LN, BARDSTOWN, KY 40004-9292

Mortgage

Document Number	0000004540,
Date	Jul 1, 2026
Book Page	1554/439
Instrument	20264540

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.87%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NELSON KY
Recording Date	May 15, 2026
Property Address	426 MARKS LN, BARDSTOWN, KY 40004-9292
Document Number	0000003187
Book / Page	622 / 45
Instrument Date	May 15, 2026
Instrument	2026.3187
Transaction Type	Transfer
Record Updated	May 28, 2026
Title Company	AGENCY TITLE

Transaction

Amount	Amount on Record
Tax	$51,510.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	426 MARKS LN, BARDSTOWN, KY 40004-9292

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NELSON KY
Recording Date	May 11, 2023
Property Address	426 MARKS LN, BARDSTOWN, KY 40004-9292
Document Number	00D591/753
Book / Page	D591 / 753
Map Reference	CAB 5 SL 4
Instrument Date	May 10, 2023
Instrument	2023004850
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$421.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	625 WINDY ROCK RD, BARDSTOWN, KY 40004-8120

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	426 MARKS LN, BARDSTOWN, KY 40004-9292

Mortgage

Document Number	2023004851
Date	May 11, 2023
Instrument	2023004851

Lender

Name	THE MORTGAGE WAREHOUSE
Type	Mortgage Company

Agreement

Type	Unknown
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

March 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	NELSON KY
Recording Date	Mar 29, 2019
Property Address	426 MARKS LN, BARDSTOWN, KY 40004-9292
Document Number	00D547/333
Book / Page	D547 / 333
Map Reference	CAB 5 SLOT 4
Instrument Date	Mar 14, 2019
Instrument	2019003599
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$339.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	321 RESEARCH PKWY STE 303, 303, MERIDEN, CT 06450-8342

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 MARKS LN, BARDSTOWN, KY 40004-9292

Mortgage

Document Number	2019003600
Date	Mar 29, 2019
Instrument	2019003600

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

August 2018: Commissioner's Deed, Foreclosure

Document Type	Commissioner's Deed
Jurisdiction	NELSON KY
Recording Date	Aug 23, 2018
Property Address	426 MARKS LN, BARDSTOWN, KY 40004-9292
Document Number	00D541/333
Book / Page	D541 / 333
Map Reference	CAB5 SL4
Instrument Date	Aug 13, 2018
Instrument	2018010356
Transaction Type	Foreclosure
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 RESEARCH PKWY STE 303, 303, MERIDEN, CT 06450-8342
Investor	Possibly a Property Investor

September 2009: Deed, Transfer

Document Type	Deed
Jurisdiction	NELSON KY
Recording Date	Sep 14, 2009
Property Address	426 MARKS LN, BARDSTOWN, KY 40004-9292
Document Number	000462/477
Book / Page	462 / 477
Map Reference	CAB5 SL4
Instrument Date	Sep 11, 2009
Instrument	249913
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	426 MARKS LN, BARDSTOWN, KY 40004-9292

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	426 MARKS LN, BARDSTOWN, KY 40004-9292
Mail Care Of	JOHNNIE N WARREN AND DOUGLAS L WARREN

Mortgage

Document Number	0000249914
Date	Sep 14, 2009
Instrument	249914

Lender

Name	FIRST LIBERTY FINANCIAL GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2039

August 2005: Deed, Transfer

Document Type	Deed
Jurisdiction	NELSON KY
Recording Date	Aug 23, 2005
Property Address	426 MARKS LN, BARDSTOWN, KY 40004-9292
Document Number	00D423/407
Book / Page	D423 / 407
Map Reference	CAB5 PG4
Instrument Date	Aug 19, 2005
Instrument	199771
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Tax	$26.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2817 OMEGA WAY, MODESTO, CA 95355-7825

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	410 ED PILE RD, BARDSTOWN, KY 40004-8913

Tax Assessment & Valuation

The 2025 property tax bill for 426 Marks Ln was $3,687 with exemptions applied.

Source: Nelson County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Nelson County
Unified School District	Nelson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,687.00	$421,200 Building $421,200	$421,200 Building $421,200
2023	$3,637.00 (-2.41%)	$342,400 (-)	$342,400 (-)
2022	$3,727.00	$342,400 Building $342,400	$342,400 Building $342,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 426 Marks Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 426 Marks Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARDSTOWN MUNICIPAL WATER DEPT serves 31,185 people · EPA ID KY0900017
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Nov 2018
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Marks Ln

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