Barnstable County and Barnstable Town City property record for 426 Mariner Cir, Cotuit, MA 02635
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,584 sqft · built 1979 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $772,000 (Jun 2025) |
| Tax Bill | $7,281 (2025) |
| Deeds & Mortgages | Mar 2023 Line of Credit Jun 2025 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | COTU M:024 L:088 |
| Primary APN | COTU M:024 L:088 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,584 sqft Living Area |
| Gross Area | 5,784 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,038 sqft (0.46 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 12952 |
|---|---|
| Street Address | 426 MARINER CIR |
| City | COTUIT |
| State | MA |
| Zip | 02635-2626 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Lot Number | 88 |
| Jurisdiction | BARNSTABLE MA |
| Township / Civil Division | BARNSTABLE TOWN |
| Census Block Group | 2 |
| Census Block | 2045 |
| Census Tract | 13200 |
426 Mariner Cir is owned and occupied by two individuals who bought it in June 2025.
Source: Barnstable County and Barnstable Town City records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 426 MARINER CIR, COTUIT, MA 02635-2626 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 23, 2023 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Jun 30, 2025 | Quit Claim Deed, Transfer |
| Oct 4, 2018 | Warranty Deed, Transfer · Conventional with PMI GLOBAL EQUITY FIN |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2025 · Amount on File |
| Deed Sale | Jun 30, 2025 · Amount on File |
| Prior Sale | Jun 28, 2006 · Amount on File |
| Deed Book / Page | 37057 / 22 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COTUIT MA |
| Property Address | 426 MARINER CIR, COTUIT, MA 02635-2626 |
| Transaction Type | Mortgage |
| Record Updated | Nov 19, 2025 |
| Name | Verified Name |
|---|
| Document Number | 035693-305 |
|---|---|
| Date | Mar 23, 2023 |
| Book Page | 35693/305 |
| Instrument | 11078 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Apr 1, 2048 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | COTUIT MA |
| Recording Date | Jun 30, 2025 |
| Property Address | 426 MARINER CIR, COTUIT, MA 02635-2626 |
| Document Number | 0037057-22 |
| Book / Page | 37057 / 22 |
| Instrument Date | Jun 30, 2025 |
| Instrument | 26132 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 426 MARINER CIR, COTUIT, MA 02635-2626 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BARNSTABLE MA |
| Recording Date | Oct 4, 2018 |
| Property Address | 426 MARINER CIR, COTUIT, MA 02635-2626 |
| Document Number | 31575-101 |
| Book / Page | 031575 / 000101 |
| Instrument Date | Sep 24, 2018 |
| Instrument | 49216 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 426 MARINER CIR COTUIT MA 026352626, COTUIT, MA 02635-2626 |
| Document Number | 31575-104 |
|---|---|
| Date | Oct 4, 2018 |
| Book Page | 031575/000104 |
| Instrument | 49217 |
| Name | GLOBAL EQUITY FIN |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 3, 2048 |
The 2025 property tax bill for 426 Mariner Cir was $7,281, up 7.3% from the year before.
Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| Municipality | Barnstable Town City |
| Unified School District | Barnstable School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,281.00 (+7.31%) | $872,000 (+1.27%) Land $155,900 Building $716,100 | $727,035 |
| 2024 | $6,785.00 (+7.9%) | $861,100 (+14.61%) Land $155,900 Building $705,200 | |
| 2023 | $6,288.00 | $751,300 Land $141,700 Building $609,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 426 Mariner Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1978) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Feb 1978 · Coastal Storms, Flood, Ice & Snow |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 426 Mariner Cir has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COTUIT FIRE DISTRICT WATER DEPARTMENT serves 4,938 people · EPA ID MA4020003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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