Lawrence County property record for 426 M St, Bedford, IN 47421
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,355 sqft · built 1910 |
| Lot Size | 0.234 acres (10,200 sqft) |
| Owner | Individual Name on File |
| Last Sale | $237,500 (Mar 2019) |
| Tax Bill | $2,791 (2025) |
| Deeds & Mortgages | Mar 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1100586400P64N |
| Primary APN | 1100586400P64N |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,355 sqft Living Area |
| 1st Floor Area | 2,470 sqft |
| Basement Area | 618 sqft |
| Unfinished Basement | 607 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Stone |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 10,200 sqft (0.234 acres) |
| Lot Dimensions | 170 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 960 sqft |
| Parking Spaces | 3 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 01178214488 |
|---|---|
| Street Address | 426 M ST |
| City | BEDFORD |
| State | IN |
| Zip | 47421-1819 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | STROUTS LOT 20 60 X 170 |
| Legal Lot Number | 20 |
| Jurisdiction | LAWRENCE IN |
| Township / Civil Division | SHAWSWICK |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 951000 |
426 M St is owned and occupied by an individual who bought it in March 2019.
Source: Lawrence County records, as of June 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 426 M ST, BEDFORD, IN 47421-1819 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 15, 2019 · Amount on File |
| Deed Sale | Mar 15, 2019 · Amount on File |
| Deed Document Number | 20191355 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAWRENCE IN |
| Recording Date | Mar 15, 2019 |
| Property Address | 426 M ST, BEDFORD, IN 47421-1819 |
| Document Number | 2019001355 |
| Instrument Date | Mar 13, 2019 |
| Instrument | 2019001355 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2019001356 |
|---|---|
| Date | Mar 15, 2019 |
| Instrument | 2019001356 |
| Name | BAXTER CU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
The 2025 property tax bill for 426 M St was $2,791 with a homeowner's exemption, down 3.6% from the year before.
Source: Lawrence County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Indiana |
| Municipality | Bedford City |
| County | Lawrence County |
| County Subdivision | Shawswick Township |
| Unified School District | North Lawrence Community Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,791.00 (-3.59%) Homeowner's exemption | $309,100 Land $9,600 Building $299,500 | $309,100 Land $9,600 Building $299,500 |
| 2024 | $2,895.00 (+9.33%) | ||
| 2023 | $2,648.00 (+7.21%) | $264,800 (+6.65%) Land $9,000 Building $255,800 | $264,800 (+6.65%) Land $9,000 Building $255,800 |
| 2022 | $2,470.00 Homeowner's exemption | $248,300 Land $8,700 Building $239,600 | $248,300 Land $8,700 Building $239,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 426 M St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective December 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1992–2006) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Mar 2006 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 426 M St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BEDFORD CITY UTILITIES serves 14,000 people · EPA ID IN5247001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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