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426 Laurel Oak Dr, Madison, MS 39110 Property Records

Madison County property record for 426 Laurel Oak Dr, Madison, MS 39110

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,798 sqft · built 1986
OwnerIndividual Name on Record
Tax Bill$1,247 (2025)
Deeds & MortgagesAug 2021 Line of Credit
Nov 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN072C-08A-047/76

Property Details

APN / Parcel Number

Primary APN072C-08A-047/76
Alternative APNs
  • 072C-08A-047/76.00
  • 9075

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,798 sqft Adjusted Area
1st Floor Area1,431 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialAsphalt
Pool Area512 sqft
Patio Area1,472 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number9075
Old Parcel Number072C-08A-047/76.00
Street Address426 LAUREL OAK DR
CityMADISON
StateMS
Zip39110-9361
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 137 POST OAK PL PT IIIB
Legal Range02E
Legal Township07N
Legal Section08
Legal SubdivisionPOST OAK PLACE 3B
Legal Lot Number137
JurisdictionMADISON MS
Township / Civil Division2
Census Block Group1
Census Block1002
Census Tract30203

Owner

Source: Madison County records, as of December 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address426 LAUREL OAK DR, MADISON, MS 39110-9361
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 26, 2021Deed of Trust, Mortgage · Line of Credit
REGIONS BANK
Nov 13, 2018Deed of Trust, Mortgage
REGIONS BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 2, 2025
Deed SaleMay 2, 2025
Deed Document Number1027000
Deed Book / Page4551 / 739
Record UpdatedJun 8, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address426 LAUREL OAK DR, MADISON, MS 39110-9361
Transaction TypeMortgage
Record UpdatedNov 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address426 LAUREL OAK DR, MADISON, MS 39110-9361

Mortgage

Document Number4092/837
DateAug 26, 2021
Book Page4092/837
Instrument935015
Lender
NameREGIONS BANK
TypeBank
AddressBIRMINGHAM, AL 35244
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueSep 1, 2031

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMADISON MS
Property Address426 LAUREL OAK DR, MADISON, MS 39110-9361
Document Number0000854718
Instrument DateNov 13, 2018
Transaction TypeMortgage
Record UpdatedDec 12, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
Address426 LAUREL OAK DR MADISON MS 391109361, MADISON, MS 39110-9361

Mortgage

Document Number0000854718
DateDec 3, 2018
Book Page003671/000111
Instrument854718
Lender
NameREGIONS BK
TypeBank
AddressHOOVER, AL 35244
Agreement
AmountAmount Recorded
Term120 Months
DueDec 2, 2028

Tax Assessment & Valuation

Source: Madison County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyMadison County
MunicipalityMadison City
Unified School DistrictMadison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,247.00 Homeowner's exemption$13,279 (-)$132,790 (-) Land $30,000 Building $102,790
2024$1,247.00
2023$1,247.00 Homeowner's exemption$13,279$132,790 Land $30,000 Building $102,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimApr 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEAR CREEK W/A-WEST
public/private · serves 26,677 people · EPA ID MS0450021
Water SourceGroundwater
Last State InspectionJun 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber · Fixed Wireless in parts of the area		8,000 / 8,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		1,200 / 35
NETSPEEDMS
Fixed Wireless		335 / 192
T-Mobile
Fixed Wireless		100 / 20

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