426 Latane Dr, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 426 Latane Dr, Colonial Beach, VA 22443

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,636 sqft · built 2013
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Tax Bill	$1,469 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Apr 2025 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10B-7-P-4`

Property Details

APN / Parcel Number

Primary APN	`10B-7-P-4`
Alternative APN	`13778`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,636 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Porch	Slab
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	13778
Street Address	426 LATANE DR
City	COLONIAL BEACH
State	VA
Zip	22443-5070
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DB
Legal Description	EBB TIDE BEACH LOT 4 BK P SEC GDB 855 PG 1176
Legal Subdivision	EBB TIDE BEACH SECTION G
Legal Block	P
Legal Lot Number	4
Jurisdiction	WESTMORELAND VA
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3004
Census Tract	10300

Owner

426 Latane Dr is owned and occupied by an individual who acquired it in April 2026.

Source: Westmoreland County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	426 LATANE DR, COLONIAL BEACH, VA 22443-5070
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2024	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER
Apr 9, 2025	Deed of Trust, Mortgage · Conventional Mortgage MR COOPER
Apr 3, 2026	Deed of Distribution, Transfer · FHA Mortgage LIBERTY LENDING INC
Feb 18, 2026	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2026
Deed Sale	Apr 3, 2026
Prior Sale	Jan 31, 2014 · Amount on File
Deed Document Number	2026
Deed Book / Page	1002 / 255
Prior Transfer Date	Feb 6, 2026
Prior Transfer Doc	001000/898
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	426 LATANE DR, COLONIAL BEACH, VA 22443-5070
Transaction Type	Mortgage
Record Updated	Apr 20, 2026
Title Company	AVENUE 365 LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009771526
Date	Mar 26, 2024
Instrument	09771526

Lender

Name	MR COOPER

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

Interest

Rate Type	Fixed Rate

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMORELAND VA
Property Address	426 LATANE DR, COLONIAL BEACH, VA 22443-5070
Transaction Type	Mortgage
Record Updated	Apr 20, 2026
Title Company	DOMA TILE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0009900602
Date	Apr 9, 2025
Instrument	09900602

Lender

Name	MR COOPER

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2055

Interest

Rate Type	Fixed Rate

April 2026: Deed of Distribution, Transfer

Document Type	Deed of Distribution
Jurisdiction	WESTMORELAND VA
Recording Date	Apr 3, 2026
Property Address	426 LATANE DR, COLONIAL BEACH, VA 22443-5070
Document Number	1002000255
Book / Page	1002 / 255
Instrument Date	Mar 30, 2026
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	QUALITY FIRST TITLE, EQUITY FIRST TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 LATANE DR, COLONIAL BEACH, VA 22443-5070

Mortgage

Document Number	1002000258,
Date	Apr 3, 2026
Book Page	1002/258

Lender

Name	LIBERTY LENDING INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WESTMORELAND VA
Recording Date	Feb 18, 2026
Property Address	426 LATANE DR, COLONIAL BEACH, VA 22443-5070
Document Number	001000/898
Book / Page	1000 / 898
Instrument Date	Feb 6, 2026
Transaction Type	Transfer
Record Updated	Mar 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	426 LATANE DR, COLONIAL BEACH, VA 22443-5070

Tax Assessment & Valuation

The 2025 property tax bill for 426 Latane Dr was $1,469.

Source: Westmoreland County assessment roll, as of January 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Westmoreland County
Unified School District	Westmoreland County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,469.00	$216,100 Land $18,500 Building $197,600	$216,100 Land $18,500 Building $197,600
2023	$1,315.00	$212,200 Land $18,500 Building $193,700	$212,200 Land $18,500 Building $193,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 426 Latane Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 426 Latane Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BERKLEY BEACH - EBB TIDE BEACH private · serves 892 people · EPA ID VA4193120
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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