426 Lake Rd, Andover, CT 06232 Property Records

Andover Town property record for 426 Lake Rd, Andover, CT 06232

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,443 sqft · built 1965
Lot Size	0.57 acres (24,829 sqft)
Owner	Individual Name on File
Last Sale	$429,500 (Feb 2003)
Tax Bill	$14,028 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Dec 2018 Mortgage
APN	`ANDO M:0044 B:0047 L:000005`

Property Details

APN / Parcel Number

Primary APN	`ANDO M:0044 B:0047 L:000005`
Alternative APNs	`ADVR M:0044 B:0047 L:000005` `1541`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,443 sqft Living Area
Gross Area	6,050 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	24,829 sqft (0.57 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1541
Street Address	426 LAKE RD
City	ANDOVER
State	CT
Zip	06232-1534
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AL
Legal Block	47
Legal Lot Number	5
Jurisdiction	ANDOVER CT
Township / Civil Division	ANDOVER
Census Block Group	1
Census Block	1001
Census Tract	528100

Owner

426 Lake Rd is owned and occupied by an individual who bought it in February 2003.

Source: Andover Town records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	426 LAKE RD, ANDOVER, CT 06232-1534
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2022	Deed of Trust, Mortgage · Second Mortgage (Down Payment) WEBSTER BANK
Dec 6, 2018	Deed of Trust, Mortgage · Second Mortgage (Down Payment) WEBSTER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 18, 2003 · Amount on File
Deed Sale	Feb 18, 2003 · Amount on File
Deed Book / Page	85 / 246
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER CT
Property Address	426 LAKE RD, ANDOVER, CT 06232-1534
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000140-797
Date	Jan 13, 2022
Book Page	140/797
Instrument	37

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2042

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANDOVER CT
Property Address	426 LAKE RD, ANDOVER, CT 06232-1534
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	132-974
Date	Dec 6, 2018
Book Page	132/974

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	109 Months
Due	Jan 1, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 426 Lake Rd was $14,028.

Source: Andover Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Andover Town
Elementary School District	Andover School District (PK - 06)
Secondary School District	Regional School District 08 (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,028.00	$444,080 Land $187,670 Building $256,410	$310,856 Land $131,369 Building $179,487
2024	$14,028.00 (+2.75%)
2023	$13,652.00 (-1.95%)	$436,310 (-) Land $187,670 Building $248,640
2022	$13,923.00	$436,310 Land $187,670 Building $248,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 426 Lake Rd.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 426 Lake Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 86% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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