426 Joppa Farm Rd, Joppa, MD 21085 Property Records

Harford County property record for 426 Joppa Farm Rd, Joppa, MD 21085

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,598 sqft · built 1973
Lot Size	0.244 acres (10,620 sqft)
Owner	Individual Name on File
Last Sale	$355,000 (Nov 2023)
Tax Bill	$3,541 (2026)
Deeds & Mortgages	Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-131257`

Property Details

APN / Parcel Number

Primary APN	`01-131257`
Alternative APNs	`1131257` `131257`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Building Area	1,598 sqft Total Area
Basement Area	783 sqft
Finished Basement	783 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Split Foyer
Exterior Material	Brick
Roof Material	Composition Shingle
Lot Area	10,620 sqft (0.244 acres)
Lot Dimensions	118 ft deep x 90 ft wide
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	131257
Street Address	426 JOPPA FARM RD
City	JOPPA
State	MD
Zip	21085-4625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT 4 BK 40 90X118 426 JOPPA FARM ROAD JOPPATOWNE S3 PT 14/16
Legal Subdivision	JOPPATOWNE
Legal Block	40
Legal Lot Number	4
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	3
Census Block	3014
Census Tract	301401

Owner

426 Joppa Farm Rd is owned and occupied by an individual who bought it in November 2023.

Source: Harford County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	426 JOPPA FARM RD, JOPPA, MD 21085-4625
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2023 · Amount on File
Deed Sale	Nov 16, 2023 · Amount on File
Prior Sale	Sep 23, 2016 · Amount on File
Deed Book / Page	16094 / 450
Record Updated	Oct 29, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HARFORD MD
Recording Date	Nov 16, 2023
Property Address	426 JOPPA FARM RD, JOPPA, MD 21085-4625
Document Number	0160940450
Book / Page	16094 / 450
Map Reference	MB GRG 14 FO 16
Instrument Date	Oct 30, 2023
Transaction Type	Transfer
Record Updated	Nov 24, 2023
Title Company	RAVEN TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$887.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 JOPPA FARM RD, JOPPA, MD 21085-4625

Mortgage

Document Number	0160940458
Date	Nov 16, 2023
Book Page	16094/458

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 426 Joppa Farm Rd was $3,541 with a homeowner's exemption, up 10.9% from the year before.

Source: Harford County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,541.00 (+10.93%) Homeowner's exemption	$324,900	$340,900 Land $69,400 Building $271,500
2025	$3,192.00 Homeowner's exemption
2023		$286,233	$292,900 Land $69,400 Building $223,500
2022	$3,047.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 426 Joppa Farm Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	13 (1978–2014)
Claims Outside the SFHA	8 of 13
Most Recent Claim	Jun 2014 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 426 Joppa Farm Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARFORD COUNTY D.P.W. serves 104,567 people · EPA ID MD0120016
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20