Fluvanna County property record for 426 Jefferson Dr, Palmyra, VA 22963
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,596 sqft · built 2002 |
| Lot Size | 0.379 acres (16,509 sqft) |
| Owner | Individual Name on File |
| Last Sale | $341,700 (Sep 2025) |
| Tax Bill | $2,006 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage Jan 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 18A 12 407 |
| Primary APN | 18A 12 407 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,596 sqft Living Area |
| Gross Area | 3,432 sqft |
| 1st Floor Area | 1,596 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 16,509 sqft (0.379 acres) |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | 192 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3783 |
|---|---|
| Street Address | 426 JEFFERSON DR |
| City | PALMYRA |
| State | VA |
| Zip | 22963-2806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | INST 230000154 EDGEWOOD-12 LOT 407 16,488 SF |
| Legal Subdivision | EDGEWOOD |
| Legal Block | 40 |
| Legal Lot Number | 407 |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | RIVANNA |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 20104 |
426 Jefferson Dr is owned and occupied by an individual who bought it in September 2025.
Source: Fluvanna County records, as of June 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 426 JEFFERSON DR, PALMYRA, VA 22963-2806 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 17, 2025 | Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Jan 18, 2023 | Deed, Transfer · VA Mortgage BANK OF THE JAMES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 17, 2025 · Amount on File |
| Deed Sale | Sep 17, 2025 · Amount on File |
| Prior Sale | Jan 18, 2023 · Amount on File |
| Deed Document Number | 20252881 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Sep 17, 2025 |
| Property Address | 426 JEFFERSON DR, PALMYRA, VA 22963-2806 |
| Document Number | 0250002881 |
| Map Reference | MB 104 PG 113 |
| Instrument Date | Sep 14, 2025 |
| Instrument | 250002881 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2025 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $342.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 426 JEFFERSON DR, PALMYRA, VA 22963-2806 |
| Document Number | 0250002882 |
|---|---|
| Date | Sep 17, 2025 |
| Instrument | 250002882 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Recording Date | Jan 18, 2023 |
| Property Address | 426 JEFFERSON DR, PALMYRA, VA 22963-2806 |
| Document Number | 0230000154 |
| Map Reference | DB 104 PG 113 |
| Instrument Date | Jan 17, 2023 |
| Instrument | 230000154 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2023 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 426 JEFFERSON DR, PALMYRA, VA 22963-2806 |
| Document Number | 0230000155 |
|---|---|
| Date | Jan 18, 2023 |
| Instrument | 230000155 |
| Name | BANK OF THE JAMES |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 1, 2053 |
The 2025 property tax bill for 426 Jefferson Dr was $2,006, up 0.7% from the year before.
Source: Fluvanna County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $265,800 (-) Land $30,000 Building $235,800 | $265,800 (-) Land $30,000 Building $235,800 | |
| 2025 | $2,006.00 (+0.65%) | $265,800 Land $30,000 Building $235,800 | $265,800 Land $30,000 Building $235,800 |
| 2024 | $1,993.00 | ||
| 2023 | $209,700 Land $30,000 Building $179,700 | $209,700 Land $30,000 Building $179,700 | |
| 2022 | $1,769.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 426 Jefferson Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 426 Jefferson Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LAKE MONTICELLO private · serves 12,943 people · EPA ID VA2065480 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures