426 Hillcrest St, Sylva, NC 28779 Property Records

Jackson County property record for 426 Hillcrest St, Sylva, NC 28779

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 984 sqft · built 1983
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$88,130 (Jan 2018)
Tax Bill	$760 (2025)
Deeds & Mortgages	Jul 2019 Refinance Dec 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`7641-89-6656`

Property Details

APN / Parcel Number

Primary APN	`7641-89-6656`
Alternative APN	`178507`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	984 sqft Heated Area
1st Floor Area	984 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Exterior Material	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Mixed
Garage Area	368 sqft
Parking Spaces	1 Parking Space
Deck Area	108 sqft
Patio Area	108 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	426 HILLCREST ST
City	SYLVA
State	NC
Zip	28779-5193
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HILLCREST ST
Legal Subdivision	GILLIAN D ELLERN
Jurisdiction	JACKSON NC
Township / Civil Division	SYLVA
Census Block Group	1
Census Block	1008
Census Tract	950300

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	372 RIDGEWAY ST, SYLVA, NC 28779-5496
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance STATE EMPLOYEES CREDIT UNION
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Jul 18, 2018	Grant Deed, Transfer OTHER
Jan 4, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2018 · Amount on Record
Deed Sale	Jan 4, 2018 · Amount on Record
Deed Book / Page	2204 / 1648
Prior Transfer Date	Dec 19, 2017
Prior Transfer Doc	0022041648
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	426 HILLCREST ST, SYLVA, NC 28779-5193
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022430706
Date	Jul 25, 2019
Book Page	2243/706

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2039

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	426 HILLCREST ST, SYLVA, NC 28779-5193
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022870523
Date	Dec 22, 2020
Book Page	2287/523

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company
Address	CHARLOTTE, NC 28211

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	JACKSON NC
Recording Date	Jul 18, 2018
Property Address	426 HILLCREST ST, SYLVA, NC 28779-5193
Document Number	0022171923
Book / Page	002217 / 001923
Instrument Date	Jul 10, 2018
Transaction Type	Transfer
Record Updated	Aug 3, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	305 HILLCREST ST SYLVA NC 287795192, SYLVA, NC 28779-5192

January 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	JACKSON NC
Recording Date	Jan 4, 2018
Property Address	426 HILLCREST ST, SYLVA, NC 28779-5193
Document Number	0022041648
Book / Page	002204 / 001648
Instrument Date	Dec 6, 2017
Transaction Type	Foreclosure
Record Updated	Jan 11, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$176.26
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2300 WINDY RIDGE NORTH TOWER 200 ATLANTA GA 30339, ATLANTA, GA 30339

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$200,093 (+50.97%) Land $57,470 Building $142,623
2025	$760.00 (+51.09%)
2023	$503.00	$132,540 Land $40,100 Building $92,440

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MORNINGSTAR ASSISTED LIVING OF SYLVA private · serves 80 people · EPA ID NC0150157
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

May also be available: Verizon.

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