426 Hidden Forest Trl, Todd, NC 28684 Property Records

Watauga County property record for 426 Hidden Forest Trl, Todd, NC 28684

Property Summary

Property Type	Under Construction
Details	4 bd · 4 ba · 2,814 sqft
Lot Size	10.3 acres (450,846 sqft)
Owner	2 Individual Names on File
Last Sale	$178,000 (Oct 2020)
Tax Bill	$3,436 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2933-40-7235-000`

Property Details

APN / Parcel Number

Primary APN	`2933-40-7235-000`
Alternative APN	`1816826`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Units	6 Units
Stories	1 Story
Building Area	2,814 sqft Living Area

Exterior

Architectural Style	Conventional
Lot Area	450,846 sqft (10.3 acres)
Garage Area	600 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	1816826
Street Address	426 HIDDEN FOREST TRL
City	TODD
State	NC
Zip	28684
Property Category	Other
Property Type	Other > Under Construction
Legal Description	LOT 2 HIDDEN FOREST
Legal Subdivision	HIDDEN FOREST
Legal Tract	2
Legal Lot Number	2
Jurisdiction	WATAUGA NC
Township / Civil Division	BALD MOUNTAIN
Census Block Group	1
Census Block	1002
Census Tract	920701

Owner

426 Hidden Forest Trl is owned by two individuals who bought it in October 2020.

Source: Watauga County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	140 GATEWAY DR, 401, BOONE, NC 28607-5867
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust · Line of Credit FIRST NATIONAL BANK OF PENNSYLVANIA
Apr 24, 2026	Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK/PINCKNEYVILLE
May 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA
Oct 14, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2020 · Amount on File
Deed Sale	Oct 14, 2020 · Amount on File
Deed Document Number	2020696678
Deed Book / Page	2132 / 441
Record Updated	Oct 29, 2026

April 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Recording Date	Apr 24, 2026
Property Address	426 HIDDEN FOREST TRL, TODD, NC 28684
Document Number	0000759252
Book / Page	2482 / 402
Instrument Date	Apr 14, 2026
Instrument	2026.759252
Record Updated	May 6, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 HIDDEN FOREST TRL, TODD, NC 28684

Mortgage

Document Number	0000759252,
Date	Apr 24, 2026
Book Page	2482/402
Instrument	2026.759252

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 14, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Recording Date	Apr 24, 2026
Property Address	426 HIDDEN FOREST TRL, TODD, NC 28684
Document Number	0024820402
Book / Page	2482 / 402
Instrument Date	Apr 14, 2026
Instrument	2026759252
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 HIDDEN FOREST TRL, TODD, NC 28684

Mortgage

Document Number	0000759252,
Date	Apr 24, 2026
Book Page	2482/402
Instrument	2026759252

Lender

Name	FIRST NATIONAL BANK/PINCKNEYVILLE

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Apr 14, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	426 HIDDEN FOREST TRL, TODD, NC 28684-9785
Transaction Type	Mortgage
Record Updated	Oct 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021900228
Date	May 12, 2021
Book Page	2190/228
Instrument	706203

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	373 Months
Due	Jun 1, 2052

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Oct 14, 2020
Property Address	TODD, NC 28684
Document Number	0021320441
Book / Page	002132 / 000441
Instrument Date	Oct 13, 2020
Instrument	696678
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$356.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1400 GATEWAY DR #401 BOONE NC 28607, 401, BOONE, NC 28607

Tax Assessment & Valuation

The 2025 property tax bill for 426 Hidden Forest Trl was $3,436, up 3.4% from the year before.

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$885,000 (+3.38%) Land $178,400 Building $706,600
2025	$3,436.00 (+3.43%)	$856,100 Land $178,400 Building $677,700
2024	$3,322.00		$856,100 Land $178,400 Building $677,700
2023		$351,500 Land $178,400 Building $173,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 426 Hidden Forest Trl in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	12 (1979–2024)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 426 Hidden Forest Trl is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000

Cell Coverage

No cell data coverage reported

Nearby Properties on Hidden Forest Trl

Nearby Streets

All Todd, NC Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures