St. Johns County property record for 426 Gentian Rd, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,435 sqft · built 1996 |
| Lot Size | 0.28 acres (12,196 sqft) |
| Owner | Individual Name on File |
| Last Sale | $265,000 (Jun 2020) |
| Tax Bill | $3,060 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 242280-5435 |
| Primary APN | 242280-5435 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,435 sqft Living Area |
| Gross Area | 1,981 sqft |
| 1st Floor Area | 1,435 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,196 sqft (0.28 acres) |
| Lot Width | 80 ft Width |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Glass Porch |
| Porch Area | 42 sqft |
| Deck Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 426 GENTIAN RD |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-6426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS3 |
| Legal Description | 8-55 ST AUG SOUTH UT 19 LOTS 5435 & 5436 & PT FPL PARCEL LYING W OR4977/541 |
| Legal Range | 30E |
| Legal Township | 08S |
| Legal Section | 47 |
| Legal Subdivision | ST. AUGUSTINE SOUTH UNIT 19 |
| Legal Block | 19 |
| Legal Lot Number | 5435 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 21302 |
Source: St. Johns County records · APN 242280-5435
Assessment roll updated April 13, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 426 GENTIAN RD, SAINT AUGUSTINE, FL 32086-6426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage AFFINITY MORTGAGE LLC |
| Jun 30, 2020 | Warranty Deed, Transfer · Conventional with PMI VYSTAR CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 30, 2020 · Amount on Record |
| Deed Sale | Jun 30, 2020 · Amount on Record |
| Prior Sale | Feb 04, 2019 · Amount on Record |
| Deed Document Number | 202051818 |
| Deed Book / Page | 4977 / 541 |
| Prior Transfer Date | Apr 24, 2015 |
| Prior Transfer Doc | 0040180837 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 426 GENTIAN RD, SAINT AUGUSTINE, FL 32086-6426 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0047751461 |
|---|---|
| Date | Aug 12, 2019 |
| Book Page | 4775/1461 |
| Instrument | 2019058660 |
| Name | AFFINITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | LENEXA, KS 66215 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jun 30, 2020 |
| Property Address | 426 GENTIAN RD, SAINT AUGUSTINE, FL 32086-6426 |
| Document Number | 0049770541 |
| Book / Page | 004977 / 000541 |
| Instrument Date | Jun 30, 2020 |
| Instrument | 51818 |
| Transaction Type | Transfer |
| Record Updated | Aug 13, 2020 |
| Title Company | ESTATE TITLE/STATE AUGUSTINE INC, ESTATE TITLE/ST AUGUSTINE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,855.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 426 GENTIAN RD ST AUGUSTINE FL 320866426, ST AUGUSTINE, FL 32086-6426 |
| Document Number | 49770543 |
|---|---|
| Date | Jun 30, 2020 |
| Book Page | 004977/000543 |
| Instrument | 51819 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 29, 2050 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $245,878 (+2.7%) | $315,432 (-0.23%) Land $106,000 Building $209,432 | |
| 2025 | $3,060.00 (+13.29%) Homeowner's exemption | $239,414 (+5.99%) | $316,175 (+1.32%) Land $108,160 Building $208,015 |
| 2024 | $2,701.00 (+2.12%) | ||
| 2023 | $2,645.00 (+3.24%) Homeowner's exemption | $225,890 (+3%) | $312,048 (+5.42%) Land $108,160 Building $203,888 |
| 2022 | $2,562.00 Homeowner's exemption | $219,311 | $296,002 Land $72,800 Building $223,202 |
Source: FEMA National Flood Hazard Layer as of September 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 57 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 57 in force |
| Nearby Flood Claims | 8 (1992–2016) |
| Claims Outside the SFHA | 8 of 8 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 502 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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