Madison County and Oneida City property record for 426 Florence Ave, Oneida, NY 13421
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,848 sqft · built 1986 |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,529 (2026) |
| Deeds & Mortgages | Dec 2016 Mortgage Dec 2016 Loan Modification |
| APN | 251201 38.39-1-32 |
| Primary APN | 251201 38.39-1-32 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,848 sqft Living Area |
| 1st Floor Area | 1,068 sqft |
| 2nd Floor Area | 780 sqft |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,197 sqft (0.28 acres) |
| Lot Dimensions | 125 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 324 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 426 FLORENCE AVE |
|---|---|
| City | ONEIDA |
| State | NY |
| Zip | 13421-2225 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | 9A B 221 222 PT OF LOT 223 INC 38 39 1 31 1 |
| Legal Block | 1 |
| Legal Lot Number | 32.000 |
| Jurisdiction | MADISON NY |
| Township / Civil Division | ONEIDA |
| Census Block Group | 3 |
| Census Block | 3016 |
| Census Tract | 30102 |
Source: Madison County and Oneida City records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 426 FLORENCE AVE, ONEIDA, NY 13421-2225 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 16, 2016 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK |
| Dec 16, 2016 | Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage CITIZENS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON NY |
| Property Address | 426 FLORENCE AVE, ONEIDA, NY 13421-2225 |
| Document Number | 0000000140 |
| Instrument Date | Dec 16, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2017 |
| Title Company | QUICKSILVA TITLE LLC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 426 FLORENCE AVE ONEIDA NY 134212225, ONEIDA, NY 13421-2225 |
| Document Number | 0000000140 |
|---|---|
| Date | Jan 10, 2017 |
| Instrument | 140 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 9, 2032 |
| Document Type | Loan Modification, Consolidation and Extension |
|---|---|
| Jurisdiction | MADISON NY |
| Property Address | 426 FLORENCE AVE, ONEIDA, NY 13421-2225 |
| Document Number | 0000000141 |
| Instrument Date | Dec 16, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2020 |
| Title Company | QUICKSILVA TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 426 FLORENCE AVE ONEIDA NY 134212225, ONEIDA, NY 13421-2225 |
| Document Number | 0000000141 |
|---|---|
| Date | Jan 10, 2017 |
| Instrument | 141 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 9, 2032 |
Source: Madison County and Oneida City assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Madison County |
| Municipality | Oneida City |
| Unified School District | Oneida City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,529.00 (-1.44%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption | ||
| 2025 | $7,639.00 (+198.17%) | $157,500 (-) Land $14,100 Building $143,400 | $221,831 (+7.04%) Land $19,859 Building $201,972 |
| 2023 | $157,500 (-) Land $14,100 Building $143,400 | $207,237 (+9.21%) Land $18,553 Building $188,684 | |
| 2022 | $2,562.00 Homeowner's exemption Senior Citizen's exemption Veteran's exemption | $157,500 Land $14,100 Building $143,400 | $189,759 Land $16,988 Building $172,771 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2025) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2025 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEIDA CITY serves 11,393 people · EPA ID NY2602381 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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