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426 Fleming St, Sebastian, FL 32958 Property Records

Indian River County property record for 426 Fleming St, Sebastian, FL 32958

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,939 sqft · built 2019
Lot Size0.28 acres (12,197 sqft)
Owner2 Individual Names on Record
Last Sale$410,000 (Jul 2026)
Tax Bill$562 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Sep 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN31-38-01-00003-0890-00014.0

Property Details

APN / Parcel Number

Primary APN31-38-01-00003-0890-00014.0
Alternative APN
  • 17202

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,939 sqft Living Area
Gross Area2,380 sqft
1st Floor Area1,939 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialConcrete Block
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area12,197 sqft (0.28 acres)
Lot Dimensions135 ft deep x 90 ft wide
View / LotInterior
Garage TypeAttached
Garage Area441 sqft
DrivewayConcrete Driveway
Driveway Area736 sqft
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address426 FLEMING ST
CitySEBASTIAN
StateFL
Zip32958-4212
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-10
Legal DescriptionSEBASTIAN HIGHLANDS UNIT 2 BLK 89 LOT 14 PBI 5-34
Legal Range38E
Legal Township31S
Legal Section01
Legal SubdivisionSEBASTIAN HIGHLANDS UNIT 2
Legal Block89
Legal Lot Number14
Legal Unit2
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group2
Census Block2015
Census Tract50807

Owner

Source: Indian River County records, as of July 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address426 FLEMING ST, SEBASTIAN, FL 32958-4212
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2026Warranty Deed, Transfer · VA Mortgage
GUARANTEED RATE AFFINITY LLC
Sep 27, 2021Warranty Deed, Transfer · Conventional Mortgage
MILESTONE MORTGAGE SOLUTIONS INC
Nov 20, 2019Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
DHI MORTGAGE COMPANY LTD
Feb 1, 2019Grant Deed, Transfer
DHI TITLE/FL INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 15, 2026 · Amount on Record
Deed SaleJul 15, 2026 · Amount on Record
Prior SaleSep 27, 2021 · Amount on Record
Deed Document Number202633940
Deed Book / Page3874 / 2468
Prior Transfer DateDec 18, 1998
Prior Transfer Doc1248001901
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateJul 15, 2026
Property Address426 FLEMING ST, SEBASTIAN, FL 32958-4212
Document Number0000033940
Book / Page3874 / 2468
Instrument DateJul 13, 2026
Instrument202633940
Transaction TypeTransfer
Record UpdatedJul 24, 2026
Title CompanyTREASURE COAST ABSTRACT AND TITLE, TREASURE COAST TITLE & SETTLEM

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$289,870.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address426 FLEMING ST, SEBASTIAN, FL 32958-4212

Mortgage

Document Number0000033941,
DateJul 15, 2026
Instrument202633941
Lender
NameGUARANTEED RATE AFFINITY LLC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate6.48%
Max Rate-1%

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINDIAN RIVER FL
Recording DateSep 27, 2021
Property Address426 FLEMING ST, SEBASTIAN, FL 32958-4212
Document Number0034672009
Book / Page3467 / 2009
Map ReferenceMB 5 PG 34-37
Instrument DateSep 23, 2021
Instrument3120210067772
Transaction TypeTransfer
Record UpdatedOct 8, 2021
Title CompanySUPREME TITLE CLOSINGS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,345.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1962 TIMBER WOLF TRL, 1962, GRANT VALKARIA, FL 32909-7100

Transferred To (Grantee/Buyer)

NameVerified Name
Address426 FLEMING ST, SEBASTIAN, FL 32958-4212

Mortgage

Document Number34672011
DateSep 27, 2021
Instrument3467/2011
Lender
NameMILESTONE MORTGAGE SOLUTIONS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

November 2019: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionINDIAN RIVER FL
Recording DateNov 20, 2019
Property Address426 FLEMING ST, SEBASTIAN, FL 32958-4212
Document Number0032560334
Book / Page3256 / 0334
Map ReferenceMB 5 PG 34-37
Instrument DateNov 19, 2019
Instrument3120190068196
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 6, 2021
Title CompanyDHI TITLE OF FLORIDA INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,670.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1430 CULVER DR NE, 1430, PALM BAY, FL 32907-1132

Transferred To (Grantee/Buyer)

NameVerified Name
Address426 FLEMING ST, SEBASTIAN, FL 32958-4212

Mortgage

Document Number32560335
DateNov 20, 2019
Instrument3256-0335
Lender
NameDHI MORTGAGE COMPANY LTD
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2049

February 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionINDIAN RIVER FL
Recording DateFeb 1, 2019
Property Address426 FLEMING ST, SEBASTIAN, FL 32958-4212
Document Number0031811034
Book / Page003181 / 001034
Instrument DateJan 30, 2019
Instrument6596
Transaction TypeTransfer
Record UpdatedFeb 12, 2019
Title CompanyDHI TITLE/FL INC

Transaction

AmountAmount Recorded
Tax$10,832.50
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1430 CULVER DR NE PALM BAY FL 329071132, PALM BAY, FL 32907-1132

Tax Assessment & Valuation

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
MunicipalitySebastian City
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$562.00 (+107.38%) Homeowner's exemption Veteran's exemption$305,602 (-1.75%) Land $67,626 Building $237,976$305,602 (-1.75%) Land $67,626 Building $237,976
2023$271.00 (-93.79%)$311,051 (+20.31%) Land $61,261 Building $249,790$311,051 (+20.31%) Land $61,261 Building $249,790
2022$4,367.00$258,535 Land $33,017 Building $225,518$258,535 Land $33,017 Building $225,518

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 32 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies32 in force
Nearby Flood Claims7 (1993–2007)
Claims Outside the SFHA4 of 7
Most Recent ClaimOct 2007 · tidal / storm surge
Claims by Event
  • Hurricane Frances, Sep 2004 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ClearWave
Fiber		7,000 / 7,000
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

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