Schenectady County and Niskayuna Town property record for 426 Fillmore Ave, Schenectady, NY 12304
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,638 sqft · built 1988 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | Individual Name on File |
| Last Sale | $222,000 (Dec 2006) |
| Tax Bill | $8,013 (2026) |
| Deeds & Mortgages | Feb 2020 Loan Modification Feb 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 422400 60.18-2-10 |
| Primary APN | 422400 60.18-2-10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,638 sqft Living Area |
| 1st Floor Area | 1,134 sqft |
| 2nd Floor Area | 504 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 140 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 380 sqft |
| Porch | Slab |
| Porch Area | 96 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 426 FILLMORE AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12304-4182 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Block | 2 |
| Legal Lot Number | 10.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | NISKAYUNA |
| Census Block Group | 4 |
| Census Block | 4004 |
| Census Tract | 21802 |
426 Fillmore Ave is owned and occupied by an individual who bought it in December 2006.
Source: Schenectady County and Niskayuna Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 426 FILLMORE AVE, SCHENECTADY, NY 12304-4182 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 18, 2020 | Loan Modification, Mortgage · Conventional Mortgage KEYBANK USA |
| Feb 18, 2020 | Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 29, 2006 · Amount on File |
| Deed Sale | Dec 29, 2006 · Amount on File |
| Deed Book / Page | 1751 / 159 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 426 FILLMORE AVE, SCHENECTADY, NY 12304-4182 |
| Document Number | 0000017105 |
| Instrument Date | Feb 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 16, 2020 |
| Title Company | ACCURATE GROUP |
| Name | Verified Name |
|---|---|
| Address | 426 FILLMORE AVE SCHENECTADY NY 123044182, SCHENECTADY, NY 12304-4182 |
| Document Number | 0000017105 |
|---|---|
| Date | Jun 15, 2020 |
| Book Page | 004996/000415 |
| Instrument | 17105 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114-1306 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 14, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Property Address | 426 FILLMORE AVE, SCHENECTADY, NY 12304-4182 |
| Document Number | 0000011610 |
| Instrument Date | Feb 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2020 |
| Title Company | ACCURATE GROUP |
| Name | Verified Name |
|---|---|
| Address | 426 FILLMORE AVE SCHENECTADY NY 123044182, SCHENECTADY, NY 12304-4182 |
| Document Number | 0000011610 |
|---|---|
| Date | Apr 2, 2020 |
| Book Page | 004980/000303 |
| Instrument | 11610 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114-1306 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Apr 1, 2035 |
The 2026 property tax bill for 426 Fillmore Ave was $8,013 with a homeowner's exemption, up 2.5% from the year before.
Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Niskayuna Town |
| Unified School District | South Colonie Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,013.00 (+2.55%) Homeowner's exemption | ||
| 2025 | $7,814.00 | $228,000 Land $37,300 Building $190,700 | $337,800 Land $55,263 Building $282,537 |
| 2023 | $228,000 Land $37,300 Building $190,700 | $288,600 Land $47,214 Building $241,386 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 426 Fillmore Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 426 Fillmore Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NISKAYUNA CONSOLIDATED WD #11 public/private · serves 22,287 people · EPA ID NY4600073 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 238 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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