Harris County property record for 426 Exchange St, Houston, TX 77020
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,816 sqft · built 1950 |
| Lot Size | 0.125 acres (5,460 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $37,500 (Apr 1995) |
| Tax Bill | $1,954 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 083-062-000-0047 |
| Primary APN | 083-062-000-0047 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,816 sqft Living Area |
| 1st Floor Area | 1,816 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2009 |
| Architectural Style | Traditional |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 5,460 sqft (0.125 acres) |
| View / Lot | Flood Plain |
| Garage Type | Attached |
| Garage Area | 270 sqft |
| Porch | Open Frame Porch |
| Porch Area | 326 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0830620000047 |
|---|---|
| Street Address | 426 EXCHANGE ST |
| City | HOUSTON |
| State | TX |
| Zip | 77020-5616 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT 47 BLK 2 DENVER HARBOR SEC 2 |
| Legal Subdivision | DENVER HARBOR SEC 2 |
| Legal Block | 2 |
| Legal Lot Number | 47 |
| Jurisdiction | HARRIS TX |
| Township / Civil Division | HOUSTON |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 212400 |
426 Exchange St is owned and occupied by two individuals who bought it in April 1995.
Source: Harris County records, as of September 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 426 EXCHANGE ST, HOUSTON, TX 77020-5616 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 28, 1995 · Amount on File |
| Deed Sale | Apr 28, 1995 · Amount on File |
| Deed Document Number | 1995372232 |
| Deed Book / Page | 50362 / 481 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 426 Exchange St was $1,954 with a homeowner's exemption, down 1.4% from the year before.
Source: Harris County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Harris County |
| Municipality | Houston City |
| Unified School District | Houston Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $232,963 (-5.54%) Land $76,440 Building $156,523 | $232,963 (-5.54%) Land $76,440 Building $156,523 | |
| 2025 | $1,954.00 (-1.36%) Homeowner's exemption | $246,633 Land $76,440 Building $170,193 | $246,633 Land $76,440 Building $170,193 |
| 2024 | $1,981.00 | ||
| 2023 | $246,633 Land $76,440 Building $170,193 | $246,633 Land $76,440 Building $170,193 | |
| 2022 | $1,626.00 | ||
| 2020 | $1,950.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 426 Exchange St in Zone X, an area of minimal flood risk, though there have been 157 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 108 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 108 in force |
| Nearby Flood Claims | 157 (1981–2024) |
| Claims Outside the SFHA | 131 of 157 |
| Most Recent Claim | Jul 2024 · Hurricane Beryl |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 426 Exchange St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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