426 Elgin Rd, Hubert, NC 28539 Property Records

Onslow County property record for 426 Elgin Rd, Hubert, NC 28539 · Last verified October 2023

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,650 sqft · built 2020
Lot Size	1.14 acres (49,658 sqft)
Owner	Individual Name on File
Last Sale	$286,000 (Aug 2022)
Tax Bill	$1,483 (2023)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1313A-162`

Property Details

APN / Parcel Number

Primary APN	`1313A-162`
Alternative APNs	`488363000` `468464000` `163823`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,650 sqft Living Area

Exterior

Year Built	Built 2020
Exterior Material	Aluminum/Vinyl
Lot Area	49,658 sqft (1.14 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	488363000
Street Address	426 ELGIN RD
City	HUBERT
State	NC
Zip	28539-2302
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L15 S2 HIGHLANDS OF QUEENS CREEK S/F 1313-136
Legal Subdivision	HIGHLANDS OF QUEENS CREEK SEC 2
Jurisdiction	ONSLOW NC
Township / Civil Division	SWANSBORO
Census Block Group	2
Census Block	2000
Census Tract	2803

Owner

Source: Onslow County records · APN 1313A-162

Assessment roll updated January 1, 2023 · Last verified October 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	426 ELGIN RD, HUBERT, NC 28539-2302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 19, 2022 · Amount on Record
Deed Sale	Aug 19, 2022 · Amount on Record
Prior Sale	Jan 13, 2021
Deed Document Number	0005820481
Deed Book / Page	5820 / 481
Record Updated	Jun 07, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Aug 19, 2022
Property Address	426 ELGIN RD, HUBERT, NC 28539-2302
Document Number	0058200481
Book / Page	5820 / 481
Map Reference	MB 75 PG 66 CAB O
Instrument Date	Aug 01, 2022
Transaction Type	Transfer
Record Updated	Aug 26, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$572.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 ELGIN RD, HUBERT, NC 28539-2302

Mortgage

Document Number	0005820485
Date	Aug 19, 2022
Instrument	5820-485

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

Tax Assessment & Valuation

Source: Onslow County records · Assessment roll updated January 1, 2023 · Last verified October 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,483.00	$226,501 Land $45,100 Building $181,401	$226,501 Land $45,100 Building $181,401

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Onslow County (37133C), updated August 12, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 59% of the US · above 81% of North Carolina
Wildfire Likelihood	About 1 in 746 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.