426 E Loy St, Chouteau, OK 74337 Property Records

Mayes County property record for 426 E Loy St, Chouteau, OK 74337

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,224 sqft · built 1984
Lot Size	0.184 acres (8,015 sqft)
Owner	2 Individual Names on Record
Last Sale	$89,500 (Dec 2019)
Tax Bill	$914 (2025)
Deeds & Mortgages	Oct 2022 Second Mortgage Dec 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21234`

Property Details

APN / Parcel Number

Primary APN	`21234`
Alternative APN	`C100-00-003-016-0-001-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,224 sqft Living Area
1st Floor Area	1,224 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,015 sqft (0.184 acres)
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	24 sqft
Deck Area	240 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	21234
Street Address	426 E LOY ST
City	CHOUTEAU
State	OK
Zip	74337-2824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CHOUTEAU MEREDITH 1276/34 BLK 3 LOT 16 & W 6' 17
Legal Range	18E
Legal Township	20N
Legal Section	25
Legal Subdivision	MEREDITH
Legal Block	3
Legal Lot Number	16
Jurisdiction	MAYES OK
Township / Civil Division	PRYOR CREEK
Census Block Group	2
Census Block	2148
Census Tract	40400

Owner

Source: Mayes County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	426 E LOY ST, CHOUTEAU, OK 74337-2824
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HOUSING AUTHORITY OF THE CHEROKEE NATION
Dec 20, 2019	Warranty Deed, Transfer · Conventional Mortgage OPEN MORTGAGE LLC
Jul 9, 2018	Intrafamily Transfer, Transfer NOT AVAILABLE, MOYERS MARTIN LLP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2019 · Amount on Record
Deed Sale	Dec 20, 2019 · Amount on Record
Deed Document Number	201996-700822
Deed Book / Page	1397 / 903
Prior Transfer Date	Jun 29, 2018
Prior Transfer Doc	01360/0523
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MAYES OK
Property Address	426 E LOY ST, CHOUTEAU, OK 74337-2824
Transaction Type	Mortgage
Record Updated	Nov 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001492/53
Date	Oct 12, 2022
Book Page	1492/53
Instrument	I-1996-726708

Lender

Name	HOUSING AUTHORITY OF THE CHEROKEE NATION
Type	Government Agency
Address	TAHLEQUAH, OK 74465

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	23 Months
Due	Sep 14, 2024

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MAYES OK
Recording Date	Dec 20, 2019
Property Address	426 E LOY ST, CHOUTEAU, OK 74337-2824
Document Number	01397/0903
Book / Page	1397 / 0903
Instrument Date	Dec 11, 2019
Instrument	1996-700822
Transaction Type	Transfer
Record Updated	Mar 8, 2022
Title Company	NOT AVAILABLE, FIRSTITLE & SMITH BROTHERS A

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$134.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4269 LOY STREET, CHOUTEAU, OK 74337

Mortgage

Document Number	1996700823
Date	Dec 20, 2019
Instrument	1996-700823

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

July 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MAYES OK
Recording Date	Jul 9, 2018
Property Address	426 E LOY ST, CHOUTEAU, OK 74337-2824
Document Number	01360/0523
Book / Page	1360 / 0523
Instrument Date	Jun 29, 2018
Instrument	1996-689578
Transaction Type	Transfer
Record Updated	Mar 8, 2022
Title Company	NOT AVAILABLE, MOYERS MARTIN LLP

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	401 S BOSTON AVE STE 1100, 1100, TULSA, OK 74103-4028
Mail Care Of	JAMES H FERRIS

Tax Assessment & Valuation

Source: Mayes County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Mayes County
Municipality	Chouteau Town
Unified School District	Chouteau-Mazie Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$11,900 (+2.99%) Land $2,048 Building $9,852	$106,257 (-30.28%) Land $18,288 Building $87,969
2025	$914.00 (+2.93%) Homeowner's exemption	$11,554 (+3%) Land $2,048 Building $9,506	$152,414 (-4.42%) Land $18,288 Building $134,126
2024	$888.00 (+1.14%) Homeowner's exemption	$11,218 (+3%) Land $2,048 Building $9,170	$159,469 (+31.49%) Land $18,288 Building $141,181
2023	$878.00 Homeowner's exemption	$10,891 Land $2,048 Building $8,843	$121,280 Land $18,288 Building $102,992

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 85% of Oklahoma
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAYES CO RWD # 2 serves 6,280 people · EPA ID OK3004608
Water Source	Purchased surface water from OKLA ORDNANCE WORKS AUTHORITY
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50

May also be available: Verizon.

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