426 E Figueroa St, Santa Barbara, CA 93101 Property Records

Santa Barbara County property record for 426 E Figueroa St, Santa Barbara, CA 93101

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,153 sqft · built 1926
Lot Size	0.12 acres (5,227 sqft)
Owner	Trust Name on File
Tax Bill	$4,138 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Aug 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`029-222-007`

Property Details

APN / Parcel Number

Primary APN	`029-222-007`
Alternative APN	`02922207`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,153 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	5,227 sqft (0.12 acres)

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	426 E FIGUEROA ST
City	SANTA BARBARA
State	CA
Zip	93101-1419
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 3 BLK 137
Legal Subdivision	SANTA BARBARA
Legal Block	137
Legal Lot Number	3
Jurisdiction	SANTA BARBARA CA
Township / Civil Division	SANTA BARBARA
Census Block Group	1
Census Block	1004
Census Tract	900

Owner

426 E Figueroa St is owner-occupied and held in a trust since August 2021.

Source: Santa Barbara County records, as of July 8, 2026

Owner of Record	Trust Name on File
Mailing Address	426 E FIGUEROA ST, SANTA BARBARA, CA 93101-1419
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 9, 2021	Intrafamily Transfer, Transfer
Nov 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 31, 2020	Deed of Trust, Mortgage · Line of Credit AMERICAN RIVIERA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Aug 5, 2021
Transfer Doc	0000057122
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	426 E FIGUEROA ST, SANTA BARBARA, CA 93101-1419
Transaction Type	Mortgage
Record Updated	Nov 3, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 E FIGUEROA ST, SANTA BARBARA, CA 93101-1419

Mortgage

Document Number	0000074449
Date	Oct 26, 2021
Instrument	2021-0074449

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA BARBARA CA
Recording Date	Aug 9, 2021
Property Address	426 E FIGUEROA ST, SANTA BARBARA, CA 93101-1419
Document Number	0000057122
Instrument Date	Aug 5, 2021
Instrument	2021-0057122
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	426 E FIGUEROA ST, SANTA BARBARA, CA 93101-1419

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	426 E FIGUEROA ST, SANTA BARBARA, CA 93101-1419
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050712
Date	Nov 5, 2019
Instrument	2019-0050712

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA BARBARA CA
Property Address	426 E FIGUEROA ST, SANTA BARBARA, CA 93101-1419
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 E FIGUEROA ST, SANTA BARBARA, CA 93101-1419

Mortgage

Document Number	0000046222
Date	Aug 31, 2020
Instrument	2020-0046222

Lender

Name	AMERICAN RIVIERA BANK
Type	Bank
Address	SANTA BARBARA, CA 93101

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 426 E Figueroa St was $4,138 with a homeowner's exemption.

Source: Santa Barbara County assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Barbara County
Municipality	Santa Barbara City
Unified School District	Santa Barbara Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$403,068 (+2%) Land $126,775 Building $276,293
2025	$4,138.00 Homeowner's exemption Additional exemption filed	$395,166 Land $124,290 Building $270,876
2023	$3,990.00 (+1.81%) Homeowner's exemption Additional exemption filed	$379,822 Land $119,464 Building $260,358
2022	$3,919.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 426 E Figueroa St in Zone X, an area of minimal flood risk, though there have been 31 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 38 policies
Nearby Flood Policies	38 in force
Nearby Flood Claims	31 (1995–2023)
Claims Outside the SFHA	1 of 31
Most Recent Claim	Dec 2023 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 10 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 5 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 426 E Figueroa St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA BARBARA WATER DEPARTMENT serves 93,334 people · EPA ID CA4210010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 600 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, GeoLinks, Verizon.

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