426 E Columbia Ave, Cincinnati, OH 45215 Property Records

Hamilton County property record for 426 E Columbia Ave, Cincinnati, OH 45215

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,036 sqft · built 1948
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Jul 2021)
Tax Bill	$3,714 (2025)
Deeds & Mortgages	Jan 2025 Line of Credit Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`671-0014-0056-00`

Property Details

APN / Parcel Number

Primary APN	`671-0014-0056-00`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,036 sqft Living Area
1st Floor Area	1,036 sqft
Basement Area	1,113 sqft
Finished Basement	438 sqft

Exterior

Year Built	Built 1948
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	135 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	307 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	426 E COLUMBIA AVE
City	CINCINNATI
State	OH
Zip	45215-3810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CONVENT HILL RD 50 X 135 R1-T4-S27 SW
Legal Range	01
Legal Township	04
Legal Section	27
Legal Subdivision	PLEASANT VIEW
Legal Lot Number	9
Jurisdiction	HAMILTON OH
Township / Civil Division	READING
Census Block Group	1
Census Block	1002
Census Tract	23222

Owner

426 E Columbia Ave is owned and occupied by an individual who bought it in July 2021.

Source: Hamilton County records, as of February 9, 2026

Owner of Record	Individual Name on File
Mailing Address	426 E COLUMBIA AVE, CINCINNATI, OH 45215-3810
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2025	Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE INC
Jul 1, 2021	Fiduciary Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2021 · Amount on File
Deed Sale	Jul 1, 2021 · Amount on File
Prior Sale	Aug 5, 2016 · Amount on File
Deed Document Number	0000080424
Deed Book / Page	14450 / 2893
Record Updated	Jun 8, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	426 E COLUMBIA AVE, CINCINNATI, OH 45215-3810
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 E COLUMBIA AVE, CINCINNATI, OH 45215-3810

Mortgage

Document Number	0000001462
Date	Jan 9, 2025
Book Page	15329/21
Instrument	2025-0001462

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jan 28, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 1, 2021
Property Address	426 E COLUMBIA AVE, CINCINNATI, OH 45215-3810
Document Number	0000080424
Book / Page	14450 / 2893
Map Reference	MB 29 PG 67
Instrument Date	Jun 18, 2021
Instrument	2021-0080424
Transaction Type	Transfer
Record Updated	Feb 10, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 E COLUMBIA AVE, CINCINNATI, OH 45215-3810

Mortgage

Document Number	0000080425
Date	Jul 1, 2021
Instrument	2021-0080425

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 426 E Columbia Ave was $3,714, up 2.3% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Reading City
Unified School District	Reading Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,714.00 (+2.29%)	$70,000 (-) Land $11,753 Building $58,247
2024	$3,631.00 (-1.41%)	$70,000 (-) Land $11,753 Building $58,247
2023	$3,683.00 (-22.46%)	$70,000 (%) Land $11,753 Building $58,247	$200,000 Land $33,580 Building $166,420
2022	$4,750.00 Homeowner's exemption	$70,001 Land $10,189 Building $59,812
2020			$200,000 Land $29,110 Building $170,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 426 E Columbia Ave in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1993–2001)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jul 2001 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jul 2001 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 426 E Columbia Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING CITY PWS serves 9,506 people · EPA ID OH3101812
Water Source	Purchased surface water from CINCINNATI PUBLIC WATER SYSTEM
Last State Inspection	Oct 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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