426 E Church St, Atkinson, NC 28421 Property Records

Pender County property record for 426 E Church St, Atkinson, NC 28421

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,896 sqft · built 1955
Lot Size	0.473 acres (20,604 sqft)
Owner	Individual Name on File
Tax Bill	$1,598 (2025)
Deeds & Mortgages	Jan 2019 Mortgage Dec 2018 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`2258-14-0965-0000`

Property Details

APN / Parcel Number

Primary APN	`2258-14-0965-0000`
Alternative APNs	`001032982` `927482`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,896 sqft Living Area
Flooring	Vinyl/Resilient
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Architectural Style	Conventional
Exterior Material	Brick
Foundation Type	Raised
Lot Area	20,604 sqft (0.473 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Carport
Carport	Carport
Carport Area	240 sqft

Exterior Amenities

Porch	Porch
Porch Area	88 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	001032982
Old Parcel Number	2258 14 0965 0000
Street Address	426 E CHURCH ST
City	ATKINSON
State	NC
Zip	28421-9788
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	PB 1/2 ON CHURCH ST
Legal Subdivision	TOWN/ATKINSON
Jurisdiction	PENDER NC
Township / Civil Division	CASWELL
Census Block Group	2
Census Block	2038
Census Tract	920501

Owner

426 E Church St is owned and occupied by an individual who acquired it in May 2025.

Source: Pender County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	426 E CHURCH ST, ATKINSON, NC 28421-9788
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO
Dec 12, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO
Dec 12, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO
Mar 18, 2022	Warranty Deed, Transfer
Mar 18, 2022	Executor's Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 18, 2022
Deed Sale	Mar 18, 2022
Prior Sale	Mar 18, 2022
Deed Document Number	0047822866
Deed Book / Page	4782 / 2866
Last Transfer Date	May 16, 2025
Transfer Doc	0048632065
Record Updated	Jun 8, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	426 E CHURCH ST, ATKINSON, NC 28421-9788
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046770359
Date	Jan 2, 2019
Book Page	4677/0359

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	426 E CHURCH ST, ATKINSON, NC 28421-9788
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046752576
Date	Dec 12, 2018
Book Page	4675/2576

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PENDER NC
Property Address	426 E CHURCH ST, ATKINSON, NC 28421-9788
Transaction Type	Mortgage
Record Updated	May 5, 2022
Title Company	STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046752565
Date	Dec 12, 2018
Book Page	4675/2565

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PENDER NC
Recording Date	Mar 18, 2022
Property Address	426 E CHURCH ST, ATKINSON, NC 28421-9788
Document Number	0047822866
Book / Page	4782 / 2866
Map Reference	MB 1 PG 2
Instrument Date	Mar 14, 2022
Transaction Type	Transfer
Record Updated	Mar 28, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	426 E CHURCH ST, ATKINSON, NC 28421-9788

March 2022: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	PENDER NC
Recording Date	Mar 18, 2022
Property Address	426 E CHURCH ST, ATKINSON, NC 28421-9788
Document Number	0047822861
Book / Page	4782 / 2861
Map Reference	MB 1 PG 2
Instrument Date	Mar 11, 2022
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 E CHURCH ST, ATKINSON, NC 28421-9788

Mortgage

Document Number	0047822871
Date	Mar 18, 2022
Instrument	4782/2871

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 426 E Church St was $1,598.

Source: Pender County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Atkinson Town
County	Pender County
Unified School District	Pender County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,598.00	$220,895 Land $22,082 Building $198,813	$220,895 Land $22,082 Building $198,813
2023		$115,660 (-) Land $13,143 Building $102,517	$115,660 (-) Land $13,143 Building $102,517
2022	$1,500.00	$115,660 Land $13,143 Building $102,517	$115,660 Land $13,143 Building $102,517

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 426 E Church St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	9 (1999–2018)
Claims Outside the SFHA	3 of 9
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 5 claims Hurricane Matthew, Oct 2016 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 426 E Church St is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 62% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF ATKINSON serves 301 people · EPA ID NC7071054
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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