426 E 2nd St, Cortez, CO 81321 Property Records

Montezuma County property record for 426 E 2nd St, Cortez, CO 81321 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,190 sqft · built 1946
Lot Size	0.244 acres (10,629 sqft)
Owner	Individual Name on File
Last Sale	$60,000 (Aug 1996)
Tax Bill	$838 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R010017`

Property Details

APN / Parcel Number

Primary APN	`R010017`
Alternative APN	`561126407003`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,190 sqft Total Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Ranch
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,629 sqft (0.244 acres)
Garage Area	210 sqft

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal

Location & Zoning

Account Number	R010017
Street Address	426 E 2ND ST
City	CORTEZ
State	CO
Zip	81321-3717
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: FR COFFINS ADD LOT: 10-12 BLOCK: 15 B443 P297 B506 P766 B581 P55 B732 P202
Legal Subdivision	FR COFFINS ADD
Legal Block	15
Legal Lot Number	10-12
Jurisdiction	MONTEZUMA CO
Township / Civil Division	CORTEZ
Census Block Group	2
Census Block	2029
Census Tract	969400

Owner

Source: Montezuma County records · APN R010017

Assessment roll updated March 24, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	426 E 2ND ST, CORTEZ, CO 81321-3717
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 07, 1996 · Amount on Record
Deed Sale	Aug 07, 1996 · Amount on Record
Deed Document Number	1996732P202
Record Updated	Jun 08, 2026

January 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	MONTEZUMA CO
Recording Date	Jan 20, 2022
Property Address	426 E 2ND ST, CORTEZ, CO 81321-3717
Document Number	0000642692
Map Reference	MB 1 PG 9
Instrument Date	Jan 20, 2022
Instrument	642692
Transaction Type	Transfer
Record Updated	May 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$9.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 E 2ND ST, CORTEZ, CO 81321-3717

Mortgage

Document Number	0000642693
Date	Jan 20, 2022
Instrument	642693

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

Tax Assessment & Valuation

Source: Montezuma County records · Assessment roll updated March 24, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Montezuma County
Municipality	Cortez City
Unified School District	Montezuma-Cortez School District RE-1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$838.00 (+49.38%)	$16,609 (+52.01%) Land $2,204 Building $14,405	$208,659 (+52.02%) Land $27,690 Building $180,969
2024	$561.00 (+1%)	$10,926 (-28.6%) Land $2,651 Building $8,275	$137,254 (-28.61%) Land $33,302 Building $103,952
2023	$510.00 (-1.54%)	$15,303 (+42.78%) Land $3,713 Building $11,590	$192,254 (+42.78%) Land $46,647 Building $145,607
2022	$518.00	$10,718 Land $1,695 Building $9,023	$134,650 Land $21,300 Building $113,350

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montezuma County (08083C), updated September 26, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 401 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Clearnetworx	Fiber	1,000 / 1,000
TDS Telecom	Cable	1,000 / 20
ATN International	Fixed Wireless	400 / 80
Nimbus Solutions	Fixed Wireless (unlicensed)	100 / 100
Visionary Communications	Fixed Wireless (unlicensed)	100 / 20

May also be available at this address: T-Mobile USA, Farmers Telephone Company, Nimbus Solutions, FastTrack Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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