426 Division St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 426 Division St, Schenectady, NY 12304

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,344 sqft · built 1920
Lot Size	0.114 acres (4,983 sqft)
Owner	Individual Name on File
Last Sale	$123,000 (Jan 2022)
Tax Bill	$4,692 (2025)
Deeds & Mortgages	Jan 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`421500 49.44-2-78`

Property Details

APN / Parcel Number

Primary APN	`421500 49.44-2-78`
Alternative APN	`150004904400020780000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,344 sqft Total Area
1st Floor Area	1,172 sqft
2nd Floor Area	1,172 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	4,983 sqft (0.114 acres)
Lot Dimensions	151 ft deep x 33 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	560 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	426 DIVISION ST
City	SCHENECTADY
State	NY
Zip	12304-1112
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	03 - MULTI
Legal Description	2 WOOD AND GARAGE
Legal Subdivision	1727 BROADWAY
Legal Block	2
Legal Lot Number	78.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	5
Census Block	5005
Census Tract	20700

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.44-2-78

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	426 DIVISION ST, SCHENECTADY, NY 12304-1112
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 03, 2022 · Amount on Record
Deed Sale	Jan 03, 2022 · Amount on Record
Prior Sale	Jan 25, 2021 · Amount on Record
Deed Document Number	202290
Deed Book / Page	2074 / 954
Record Updated	Jun 08, 2026

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jan 25, 2021
Property Address	426 DIVISION ST, SCHENECTADY, NY 12304-1112
Document Number	0000003098
Book / Page	2050 / 697
Instrument Date	Dec 16, 2020
Instrument	202103098
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Tax	$640.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1727 BROADWAY, 1727, SCHENECTADY, NY 12306

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 SWAN ST, SCHENECTADY, NY 12307-1114

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,692.00 (+9.07%)	$71,500 (-) Land $10,700 Building $60,800	$118,397 (+30.82%) Land $17,718 Building $100,679
2023		$71,500 (-) Land $10,700 Building $60,800	$90,506 (+3.8%) Land $13,544 Building $76,962
2022		$71,500 Land $10,700 Building $60,800	$87,195 Land $13,049 Building $74,146
2021	$4,302.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 7, 2014 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 637 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.