426 Cook Johnson Rd, Prospect, VA 23960 Property Records

Prince Edward County property record for 426 Cook Johnson Rd, Prospect, VA 23960

Property Summary

Property Type	General Agricultural/Rural
Details	4 bd · 1.5 ba · 2,610 sqft · built 1975
Lot Size	40 acres (1,742,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,000 (Oct 2021)
Tax Bill	$1,460 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`009 A 16`

Property Details

APN / Parcel Number

Primary APN	`009 A 16`
Alternative APN	`14447`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	2,610 sqft Building Perimeter
Basement Area	1,305 sqft
Finished Basement	1,305 sqft
Fireplaces	3 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1980
Construction Type	Frame
Lot Area	1,742,400 sqft (40 acres)
Garage Area	725 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	14447
Street Address	426 COOK JOHNSON RD
City	PROSPECT
State	VA
Zip	23960-7808
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	JOHNSON
Jurisdiction	PRINCE EDWARD VA
Township / Civil Division	601
Census Block Group	1
Census Block	1027
Census Tract	930202

Owner

Source: Prince Edward County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	426 COOK JOHNSON RD, PROSPECT, VA 23960-7808
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Deed of Trust, Mortgage · Line of Credit BENCHMARK COMMUNITY BANK
Oct 5, 2021	Warranty Deed, Transfer · Conventional Mortgage APEX HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 5, 2021 · Amount on Record
Deed Sale	Oct 5, 2021 · Amount on Record
Deed Document Number	20212203
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PRINCE EDWARD VA
Property Address	426 COOK JOHNSON RD, PROSPECT, VA 23960-7808
Transaction Type	Mortgage
Record Updated	Jan 20, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202102589
Date	Nov 24, 2021
Instrument	202102589

Lender

Name	BENCHMARK COMMUNITY BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Nov 19, 2061

Interest

Rate Type	Adjustable Rate

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PRINCE EDWARD VA
Recording Date	Oct 5, 2021
Property Address	426 COOK JOHNSON RD, PROSPECT, VA 23960-7808
Document Number	202102203
Instrument Date	Oct 1, 2021
Instrument	202102203
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 COOK JOHNSON RD, PROSPECT, VA 23960-7808

Mortgage

Document Number	202102204
Date	Oct 5, 2021
Instrument	202102204

Lender

Name	APEX HOME LOANS INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Prince Edward County assessment roll, as of February 24, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Prince Edward County
Unified School District	Prince Edward County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,460.00 (+3.77%)	$365,100 (+32.33%) Land $179,500 Building $185,600	$365,100 (+32.33%) Land $179,500 Building $185,600
2024	$1,407.00 (+6.27%)
2023	$1,324.00	$275,900 Land $139,200 Building $136,700	$275,900 Land $139,200 Building $136,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 22, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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