Union County and Westfield Town property record for 426 Codding Rd, Westfield, NJ 07090
| Property Type | Single Family Home |
|---|---|
| Details | 2,088 sqft · built 1979 |
| Lot Size | 0.127 acres (5,550 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $240,000 (Dec 1998) |
| Tax Bill | $12,523 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-02903-0000-00007 |
| Primary APN | 20-02903-0000-00007 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,088 sqft Living Area |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Stucco |
| Lot Area | 5,550 sqft (0.127 acres) |
| Lot Dimensions | 111 ft deep x 50 ft wide |
| Old Parcel Number | 2000741000000017 |
|---|---|
| Street Address | 426 CODDING RD |
| City | WESTFIELD |
| State | NJ |
| Zip | 07090-4111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 2903 |
| Legal Lot Number | 7 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 36700 |
426 Codding Rd is owned and occupied by two individuals who acquired it in October 2018.
Source: Union County and Westfield Town records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 426 CODDING RD, WESTFIELD, NJ 07090-4111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 22, 2024 | Deed of Trust, Mortgage · Line of Credit THE LOAN STORE INC |
| Feb 17, 2021 | Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION |
| Dec 24, 2019 | Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION |
| Nov 14, 2018 | Quit Claim Deed, Transfer · Conventional with PMI GREENBOX LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 21, 1998 · Amount on File |
| Deed Sale | Dec 21, 1998 · Amount on File |
| Deed Document Number | 199861206 |
| Deed Book / Page | 4759 / 34 |
| Last Transfer Date | Oct 24, 2018 |
| Transfer Doc | 0062950834 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 426 CODDING RD, WESTFIELD, NJ 07090-4111 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0154862267 |
|---|---|
| Date | Apr 22, 2024 |
| Book Page | 15486/2267 |
| Instrument | 64078 |
| Name | THE LOAN STORE INC |
|---|---|
| Type | Mortgage Company |
| Address | TUCSON, AZ 85718 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 13, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 426 CODDING RD, WESTFIELD, NJ 07090-4111 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0148840945 |
|---|---|
| Date | Feb 17, 2021 |
| Book Page | 14884/945 |
| Instrument | 4167 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 426 CODDING RD, WESTFIELD, NJ 07090-4111 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0146313035 |
|---|---|
| Date | Dec 24, 2019 |
| Book Page | 14631/3035 |
| Instrument | 684047 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Lending Institution |
| Address | PARSIPPANY, NJ 07054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Nov 14, 2018 |
| Property Address | 426 CODDING RD, WESTFIELD, NJ 07090-4111 |
| Document Number | 0062950834 |
| Book / Page | 006295 / 000834 |
| Instrument Date | Oct 24, 2018 |
| Instrument | 306849 |
| Transaction Type | Transfer |
| Record Updated | Nov 30, 2018 |
| Title Company | RIDGE TITLE AGENCY LLC, RIDGE TITLE AGCY LLC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 426 CODDING RD WESTFIELD NJ 070904111, WESTFIELD, NJ 07090-4111 |
| Document Number | 145070031 |
|---|---|
| Date | Nov 14, 2018 |
| Book Page | 014507/000031 |
| Instrument | 665312 |
| Name | GREENBOX LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | LOS ANGELES, CA 90010 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 13, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.12% |
The 2025 property tax bill for 426 Codding Rd was $12,523, up 1.8% from the year before.
Source: Union County and Westfield Town assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Westfield Town |
| Unified School District | Westfield Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $546,400 (-) Land $313,100 Building $233,300 | $546,400 (-) Land $313,100 Building $233,300 | |
| 2025 | $12,523.00 (+1.77%) | $546,400 Land $313,100 Building $233,300 | $546,400 Land $313,100 Building $233,300 |
| 2024 | $12,305.00 | ||
| 2023 | $546,400 Land $313,100 Building $233,300 | $546,400 Land $313,100 Building $233,300 | |
| 2022 | $11,802.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 426 Codding Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 426 Codding Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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