Brunswick County property record for 426 Cobia St, Sunset Beach, NC 28468
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,368 sqft · built 1972 |
| Lot Size | 0.113 acres (4,922 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $3,622 (2025) |
| Deeds & Mortgages | Sep 2020 Transfer |
| Flood Zone | Zone AE (high risk) |
| APN | 256NC022 |
| Primary APN | 256NC022 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,368 sqft Heated Area |
| Gross Area | 2,400 sqft |
| 1st Floor Area | 408 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Wood Shingle |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 4,922 sqft (0.113 acres) |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 80099686 |
|---|---|
| Street Address | 426 COBIA ST |
| City | SUNSET BEACH |
| State | NC |
| Zip | 28468-4059 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | BR2 |
| Legal Description | L-23 CANAL D SB PL 10/58 |
| Legal Subdivision | CANAL D |
| Legal Lot Number | 23 |
| Jurisdiction | BRUNSWICK NC |
| Township / Civil Division | SHALLOTTE |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 20512 |
426 Cobia St is owner-occupied and held in a trust since August 2020.
Source: Brunswick County records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 426 COBIA ST, SUNSET BEACH, NC 28468-4059 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Aug 15, 2020 |
| Transfer Doc | 0044380650 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BRUNSWICK NC |
| Recording Date | Sep 11, 2020 |
| Property Address | 426 COBIA ST, SUNSET BEACH, NC 28468-4059 |
| Document Number | 0044380650 |
| Book / Page | 004438 / 000650 |
| Instrument Date | Aug 15, 2020 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 7 SUNRISE POINT CT LAKE WYLIE SC 297109232, LAKE WYLIE, SC 29710-9232 |
The 2025 property tax bill for 426 Cobia St was $3,622.
Source: Brunswick County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Brunswick County |
| Municipality | Sunset Beach Town |
| Unified School District | Brunswick County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $689,290 (+1.11%) Land $390,000 Building $299,290 | $689,290 (+1.11%) Land $390,000 Building $299,290 | |
| 2025 | $3,622.00 | $681,710 Land $390,000 Building $291,710 | $681,710 Land $390,000 Building $291,710 |
| 2023 | $681,710 Land $390,000 Building $291,710 | $681,710 Land $390,000 Building $291,710 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 426 Cobia St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 13.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 970 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1,102 units insured incl. 132 condo units |
| Nearby Flood Claims | 210 (1979–2022) |
| Claims Outside the SFHA | 6 of 210 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 426 Cobia St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Focus Broadband Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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