426 Citrus Union St, Upland, CA 91784 Property Records

San Bernardino County property record for 426 Citrus Union St, Upland, CA 91784

Property Summary

Property Type	Planned Unit Development
Details	5 bd · 4.5 ba · 3,925 sqft · built 2015
Lot Size	0.163 acres (7,110 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,225,000 (Jan 2022)
Tax Bill	$14,075 (2025)
Deeds & Mortgages	Jan 2022 Sale Dec 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1044-242-17-0000`

Property Details

APN / Parcel Number

Primary APN	`1044-242-17-0000`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,925 sqft Living Area
Gross Area	4,520 sqft
1st Floor Area	1,908 sqft
2nd Floor Area	2,017 sqft

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2016
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	7,110 sqft (0.163 acres)
Garage Type	Attached
Garage Area	595 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	544 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	426 CITRUS UNION ST
City	UPLAND
State	CA
Zip	91784-8228
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Legal Description	TRACT 18867 LOT 17 BOOK 340 PAGE 5
Legal Subdivision	TRACT NO 18867
Legal Tract	18867
Legal Block	2
Legal Lot Number	17
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	2
Census Block	2000
Census Tract	820

Owner

Source: San Bernardino County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	426 CITRUS UNION ST, UPLAND, CA 91784-8228
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Jan 31, 2022	Grant Deed, Transfer WFG NATIONAL TITLE COMPANY
Dec 16, 2020	Deed of Trust, Mortgage · Line of Credit EAST WEST BANK
Jan 5, 2017	Grant Deed, Subdivision Related Transfer · ARM CATHAY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2022 · Amount on Record
Deed Sale	Jan 31, 2022 · Amount on Record
Prior Sale	Jan 5, 2017 · Amount on Record
Deed Document Number	202238452
Record Updated	Oct 29, 2026

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 31, 2022
Property Address	426 CITRUS UNION ST, UPLAND, CA 91784-8228
Document Number	0000038452
Map Reference	MB 340 PG 5-9
Instrument Date	Jan 25, 2022
Instrument	2022-0038452
Transaction Type	Transfer
Record Updated	Sep 1, 2023
Title Company	WFG NATIONAL TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	426 CITRUS UNION ST, UPLAND, CA 91784-8228

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	426 CITRUS UNION ST, UPLAND, CA 91784-8228
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6264 DEVONHURST DR, JACKSONVILLE, FL 32258-9414

Mortgage

Document Number	0000513003
Date	Dec 16, 2020
Instrument	2020-0513003

Lender

Name	EAST WEST BANK
Type	Bank
Address	EL MONTE, CA 91731

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 5, 2017
Property Address	426 CITRUS UNION ST, UPLAND, CA 91784-8228
Document Number	0000006448
Map Reference	MB340 PG5-9
Instrument Date	Oct 25, 2016
Instrument	2017-0006448
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 CITRUS UNION ST, UPLAND, CA 91784-8228

Mortgage

Document Number	0000006449
Date	Jan 5, 2017
Instrument	2017-0006449

Lender

Name	CATHAY BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2022
Change Frequency	Annually
Min Rate At Change	3.62%
Max Rate At Change	10.5%
Index	1-Year CMT
Max Rate	10.5%

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Upland City
Unified School District	Upland Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,325,978 (+2%) Land $465,445 Building $860,533
2025	$14,075.00 (+4.27%) Homeowner's exemption	$1,299,979 (+4.04%) Land $456,319 Building $843,660
2023	$13,499.00 (+42.27%)	$1,249,500 Land $438,600 Building $810,900
2022	$9,488.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF UPLAND serves 78,376 people · EPA ID CA3610050
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 536 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Verizon.

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