426 Cherry St, Hammond, IN 46324 Property Records

Lake County property record for 426 Cherry St, Hammond, IN 46324

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,500 sqft · built 1949
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$157,731 (Jul 2026)
Tax Bill	$1,195 (2024)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`007-26-36-0077-0010`

Property Details

APN / Parcel Number

Primary APN	`007-26-36-0077-0010`
Alternative APNs	`45-06-12-254-003.000-023` `263600770010`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,500 sqft Living Area

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1990
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	125 ft deep x 48 ft wide
View / Lot	Alley
Garage Area	720 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	426 CHERRY ST
City	HAMMOND
State	IN
Zip	46324-1502
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTH HAMMOND L 10 & L 11 EXCEPT W.2FT BL 15
Legal Subdivision	SOUTH HAMMOND
Legal Block	15
Legal Lot Number	10,11
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	3
Census Block	3015
Census Tract	21400

Owner

426 Cherry St is owned and occupied by two individuals who bought it in July 2026.

Source: Lake County records, as of August 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	426 CHERRY ST, HAMMOND, IN 46324-1502
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING
Jul 30, 2018	Warranty Deed, Transfer · FHA Mortgage UNIVERSITY LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 22, 2026 · Amount on File
Deed Sale	Jul 22, 2026 · Amount on File
Prior Sale	Jul 30, 2018 · Amount on File
Deed Document Number	2026530747
Prior Transfer Date	Aug 28, 2015
Prior Transfer Doc	0000058676
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jul 22, 2026
Property Address	426 CHERRY ST, HAMMOND, IN 46324-1502
Document Number	0000530747
Instrument Date	Jul 17, 2026
Instrument	2026530747
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	PROPER TITLE LLC, PROPER TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 CHERRY ST, HAMMOND, IN 46324-1502

Mortgage

Document Number	0000530748,
Date	Jul 22, 2026
Instrument	2026530748

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jul 30, 2018
Property Address	426 CHERRY ST, HAMMOND, IN 46324-1502
Document Number	0000048048
Instrument Date	Jul 23, 2018
Instrument	48048
Transaction Type	Transfer
Record Updated	Aug 9, 2018
Title Company	MERIDIAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 CHERRY ST HAMMOND IN 463241502, HAMMOND, IN 46324-1502

Mortgage

Document Number	48049
Date	Jul 30, 2018
Instrument	48049

Lender

Name	UNIVERSITY LNDG
Address	SOUTHFIELD, MI 48034

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 29, 2048

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Hammond City
Unified School District	Hammond School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$132,700 Land $27,200 Building $105,500	$132,700 Land $27,200 Building $105,500
2024	$1,195.00
2023		$91,000 (+5.2%) Land $28,400 Building $62,600	$91,000 (+5.2%) Land $28,400 Building $62,600
2022	$997.00	$86,500 Land $28,400 Building $58,100	$86,500 Land $28,400 Building $58,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 426 Cherry St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 426 Cherry St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMMOND WATER WORKS DEPARTMENT serves 78,384 people · EPA ID IN5245020
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 614 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Astound Broadband, AT&T, Verizon.

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