426 Champlain St, Rochester, NY 14611 Property Records

Monroe County and Rochester City property record for 426 Champlain St, Rochester, NY 14611

Property Summary

Property Type	Multi-Family Dwellings
Details	4 bd · 3 ba · 1,486 sqft · built 1900
Lot Size	0.12 acres (5,227 sqft)
Owner	Company Name on File
Last Sale	$31,000 (Oct 2017)
Tax Bill	$939 (2026)
Deeds & Mortgages	Nov 2023 Mortgage Dec 2021 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`055273-00.0`

Property Details

APN / Parcel Number

Primary APN	`055273-00.0`
Alternative APNs	`140012059000020520000000` `261400 120.59-2-52`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,486 sqft Total Area
1st Floor Area	743 sqft
2nd Floor Area	743 sqft
Game Room	Game Room

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	158 ft deep x 33 ft wide
Porch	Porch
Porch Area	91 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	055273-00.0
Street Address	426 CHAMPLAIN ST
City	ROCHESTER
State	NY
Zip	14611-3417
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	12
Legal Description	0064.00 105 19 00664 E 45 SEC E GREIG SUB
Legal Block	2
Legal Lot Number	52.000
Jurisdiction	MONROE NY
Township / Civil Division	ROCHESTER
Census Block Group	1
Census Block	1007
Census Tract	6400

Owner

426 Champlain St, a residential property, is owned by a company that bought it in October 2017.

Source: Monroe County and Rochester City records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	620 PARK AVE, ROCHESTER, NY 14607-2943
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2023	Deed of Trust, Mortgage · Conventional Mortgage CNB MORTGAGE CO
Dec 10, 2021	Warranty Deed, Transfer · Balloon Mortgage THE CANANDAIGUA NATIONAL BANK & TRU
May 3, 2018	Deed of Trust, Mortgage CNB MTG
Oct 31, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2017 · Amount on File
Deed Sale	Oct 31, 2017 · Amount on File
Deed Document Number	20171041
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	426 CHAMPLAIN ST, ROCHESTER, NY 14611-3417
Transaction Type	Mortgage
Record Updated	Dec 4, 2023
Title Company	WEBTITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000781
Date	Nov 1, 2023
Book Page	30488/513
Instrument	202311010781

Lender

Name	CNB MORTGAGE CO
Type	Mortgage Company
Address	PITTSFORD, NY 14534

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Dec 10, 2021
Property Address	426 CHAMPLAIN ST, ROCHESTER, NY 14611-3417
Document Number	0000001587
Book / Page	12599 / 130
Instrument Date	Oct 16, 2021
Instrument	202112101587
Transaction Type	Transfer
Record Updated	May 5, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,640.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	20 S ABERDEEN ST, 20, ARLINGTON, VA 22204-1325

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 STATE ST, ROCHESTER, NY 14608-1644
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001588
Date	Dec 10, 2021
Instrument	202112101588

Lender

Name	THE CANANDAIGUA NATIONAL BANK & TRU
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	2 Months
Due	Feb 1, 2022

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	426 CHAMPLAIN ST, ROCHESTER, NY 14611-3417
Document Number	0000000920
Instrument Date	May 3, 2018
Transaction Type	Mortgage
Record Updated	May 30, 2018
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	20 S ABERDEEN ST ARLINGTON VA 222041325, ARLINGTON, VA 22204-1325

Mortgage

Document Number	0000000920
Date	May 7, 2018
Book Page	027587/000342
Instrument	920

Lender

Name	CNB MTG
Type	Mortgage Company
Address	PITTSFORD, NY 14534

Agreement

Amount	Amount on Record
Term	300 Months
Due	May 6, 2043

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Oct 31, 2017
Property Address	426 CHAMPLAIN ST, ROCHESTER, NY 14611-3417
Document Number	0000001041
Book / Page	011941 / 000405
Instrument Date	Oct 30, 2017
Instrument	1041
Transaction Type	Transfer
Record Updated	Nov 3, 2017

Transaction

Amount	Amount on Record
Tax	$124.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	20 S ABERDEEN ST ARLINGTON VA 222041325, ARLINGTON, VA 22204-1325
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 426 Champlain St was $939, down 36.5% from the year before.

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
Municipality	Rochester City
Unified School District	Rochester City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$939.00 (-36.47%)
2025	$1,478.00	$105,300 Land $5,500 Building $99,800	$105,300 Land $5,500 Building $99,800
2023		$45,000 Land $3,600 Building $41,400	$54,217 Land $4,337 Building $49,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 426 Champlain St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 426 Champlain St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER CITY serves 210,000 people · EPA ID NY2704518
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 792 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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