426 Cedar Ln, El Lago (Seabrook), TX 77586 Property Records

Harris County property record for 426 Cedar Ln, El Lago, TX 77586

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,020 sqft · built 1964
Lot Size	0.423 acres (18,416 sqft)
Owner	Individual Name on Record
Last Sale	$91,500 (Jul 2001)
Tax Bill	$3,920 (2025)
Deeds & Mortgages	Jul 2020 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`093-613-000-0094`

Property Details

APN / Parcel Number

Primary APN	`093-613-000-0094`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,020 sqft Living Area
1st Floor Area	2,020 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	18,416 sqft (0.423 acres)
View / Lot	Flood Plain
Garage Type	Detached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	624 sqft
Porch	Open Frame Porch
Porch Area	2,032 sqft
Patio Area	261 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0936130000094
Street Address	426 CEDAR LN
City	EL LAGO
State	TX
Zip	77586-6116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 94 BLK 7 EL LAGO SEC 2
Legal Subdivision	EL LAGO SEC 2
Legal Block	7
Legal Lot Number	94
Jurisdiction	HARRIS TX
Township / Civil Division	SOUTHEAST HARRIS
Census Block Group	2
Census Block	2006
Census Tract	341501

Owner

Source: Harris County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	426 CEDAR LN, EL LAGO, TX 77586-6116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2001 · Amount on Record
Deed Sale	Jul 20, 2001 · Amount on Record
Prior Sale	May 23, 2001 · Amount on Record
Deed Document Number	2001187446
Deed Book / Page	54222 / 700
Prior Transfer Date	May 15, 2001
Prior Transfer Doc	000V068118
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS TX
Property Address	426 CEDAR LN, EL LAGO, TX 77586-6116
Document Number	0000495755
Instrument Date	Jul 31, 2020
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 CEDAR LN EL LAGO TX 775866116, EL LAGO, TX 77586-6116

Mortgage

Document Number	0000495755
Date	Oct 15, 2020
Instrument	495755

Lender

Name	JSC FCU
Type	Credit Union
Address	HOUSTON, TX 77058

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 14, 2035

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	El Lago City
Unified School District	Clear Creek Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$217,367 (-11.47%) Land $121,482 Building $95,885	$217,367 (-11.47%) Land $121,482 Building $95,885
2025	$3,920.00 (+37.45%) Homeowner's exemption	$245,538 (+17.89%) Land $121,482 Building $124,056	$245,538 (+17.89%) Land $121,482 Building $124,056
2024	$2,852.00 (+22.56%)
2023		$208,273 Land $94,756 Building $113,517	$208,273 Land $94,756 Building $113,517
2022	$2,327.00 (+22.28%)
2020	$1,903.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	14.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 300 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	300 in force
Nearby Flood Claims	117 (1979–2019)
Claims Outside the SFHA	61 of 117
Most Recent Claim	Jun 2019 · other causes
Claims by Event	Hurricane Harvey, Sep 2017 · 53 claims Hurricane Ike, Sep 2008 · 17 claims Tropical Storm Allison-06-06-2001, Jun 2001 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARRIS COUNTY WCID 50 EL LAGO serves 3,924 people · EPA ID TX1010241
Water Source	Purchased surface water from CITY OF SEABROOK
Last State Inspection	Mar 2023
Lead	15 ppb (2026) action level 15 ppb
Copper	1.7 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Di(2-ethylhexyl) phthalate resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Rural Telecommunications of America Fixed Wireless	300 / 150
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20