426 Carter Mill Rd, Morganton, GA 30560 Property Records

Fannin County property record for 426 Carter Mill Rd, Morganton, GA 30560

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,624 sqft · built 1990
Lot Size	4.33 acres (188,615 sqft)
Owner	Company Name on Record
Last Sale	$504,900 (Jun 2023)
Tax Bill	$1,648 (2025)
Deeds & Mortgages	Jun 2023 Sale Oct 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0023 111B2`

Property Details

APN / Parcel Number

Primary APN	`0023 111B2`
Alternative APN	`27757`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,624 sqft Heated Area
1st Floor Area	952 sqft
Basement Area	672 sqft
Finished Basement	672 sqft
Unfinished Basement	672 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	188,615 sqft (4.33 acres)
Garage Type	Mixed
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	224 sqft
Deck Area	80 sqft
Canopy	300 sqft
Storage Building	360 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	27757
Street Address	426 CARTER MILL RD
City	MORGANTON
State	GA
Zip	30560-4182
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	8-1 LL320 DB1562-395* 4.33 ACS
Legal Subdivision	ZONE 5 RURAL
Jurisdiction	FANNIN GA
Township / Civil Division	MORGANTON
Census Block Group	3
Census Block	3000
Census Tract	50500

Owner

Source: Fannin County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	74 EDGEWOOD CT, BLAIRSVILLE, GA 30512-2894
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Limited Warranty Deed, Transfer
Oct 18, 2022	Deed of Trust, Mortgage · Commercial Mortgage UNITED COMMUNITY BANK
Sep 17, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS
Jul 30, 2020	Deed of Trust, Mortgage · Commercial Mortgage UNITED COMMUNITY BANK
Apr 24, 2017	Warranty Deed, Transfer · Conventional Mortgage UNITED COMMUNITY MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2023 · Amount on Record
Deed Sale	Jun 30, 2023 · Amount on Record
Prior Sale	Apr 24, 2017 · Amount on Record
Deed Document Number	20231679
Deed Book / Page	1562 / 395
Prior Transfer Date	May 14, 2010
Prior Transfer Doc	000928/651
Record Updated	Jun 8, 2026

June 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Jun 30, 2023
Property Address	426 CARTER MILL RD, MORGANTON, GA 30560-4182
Document Number	001562/395
Book / Page	1562 / 395
Instrument Date	Jun 30, 2023
Instrument	2023-001679
Transaction Type	Transfer
Record Updated	Aug 3, 2023

Transaction

Amount	Amount Recorded
Tax	$5.05
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	74 EDGEWOOD CT, BLAIRSVILLE, GA 30512-2894

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	426 CARTER MILL RD, MORGANTON, GA 30560-4182
Transaction Type	Mortgage
Record Updated	Nov 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 CARTER MILL RD, MORGANTON, GA 30560-4182

Mortgage

Document Number	0000001529/0000000392
Date	Oct 18, 2022
Book Page	0000001529/0000000392

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2047

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	426 CARTER MILL RD, MORGANTON, GA 30560-4182
Transaction Type	Mortgage
Record Updated	Oct 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 CARTER MILL RD, MORGANTON, GA 30560-4182

Mortgage

Document Number	0000001453/0000000451
Date	Sep 17, 2021
Book Page	0000001453/0000000451

Lender

Name	QUICKEN LOANS

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN GA
Property Address	426 CARTER MILL RD, MORGANTON, GA 30560-4182
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 CARTER MILL RD, MORGANTON, GA 30560-4182

Mortgage

Document Number	0000001360/0000000735
Date	Jul 30, 2020
Book Page	0000001360/0000000735

Lender

Name	UNITED COMMUNITY BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 1, 2045

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FANNIN GA
Recording Date	Apr 24, 2017
Property Address	426 CARTER MILL RD, MORGANTON, GA 30560-4182
Document Number	001207/118
Book / Page	1207 / 118
Instrument Date	Apr 24, 2017
Instrument	2017-000971
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 CARTER MILL RD, MORGANTON, GA 30560-4182

Mortgage

Document Number	1207/119
Date	Apr 26, 2017
Book Page	1207/119
Instrument	2169520012

Lender

Name	UNITED COMMUNITY MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Fannin County
Unified School District	Fannin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,648.00 (-22.99%)	$181,642 (+20.46%) Land $17,488 Building $164,154	$454,107 (+20.46%) Land $43,721 Building $410,386
2023		$150,789 (-1.23%) Land $17,488 Building $133,300	$376,972 (-1.23%) Land $43,721 Building $333,251
2022	$2,140.00 Homeowner's exemption	$152,668 Land $17,488 Building $135,180	$381,672 Land $43,721 Building $337,951

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 43 policies
Nearby Flood Policies	43 in force
Nearby Flood Claims	23 (2004–2021)
Claims Outside the SFHA	8 of 23
Most Recent Claim	Aug 2021 · river or lake flooding
Claims by Event	Tropical Storm Zeta, Oct 2020 · 2 claims Severe Storms And Flooding, Dec 2015 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 84% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TDS Telecom DSL	50 / 10
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G (outdoors only) and 4G LTE

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