Oconee County property record for 426 Carriage Trce, Seneca, SC 29678
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,878 sqft · built 1979 |
| Lot Size | 0.74 acres (32,234 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $273,000 (Mar 2020) |
| Tax Bill | $934 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Mar 2024 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 292-01-02-001 |
| Primary APN | 292-01-02-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 2 Rooms |
| Stories | 1 Story |
| Building Area | 1,878 sqft Living Area |
| 1st Floor Area | 1,252 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Architectural Style | Ranch |
| Exterior Material | Other |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 32,234 sqft (0.74 acres) |
| Lot Dimensions | 21.6 ft deep x 14.9 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 39555 |
|---|---|
| Street Address | 426 CARRIAGE TRCE |
| City | SENECA |
| State | SC |
| Zip | 29678-6038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOTS 7C & 9 CABALLIN SPRINGS |
| Legal Subdivision | CABALLIN SPRGS |
| Legal Block | 2 |
| Legal Lot Number | 9,7C |
| Jurisdiction | OCONEE SC |
| Township / Civil Division | SENECA |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 30801 |
Source: Oconee County records, as of February 3, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 426 CARRIAGE TRCE, SENECA, SC 29678-6038 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 23, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP |
| Mar 26, 2024 | Deed of Trust, Mortgage · Conventional Mortgage RESICENTRAL LLC |
| Mar 9, 2021 | Deed of Trust, Mortgage · Commercial Mortgage THORNBURG MORTGAGE SECURITIES TRUST |
| Mar 9, 2021 | Deed of Trust, Mortgage NATIONAL BANK OF COMMERCE |
| Jan 27, 2021 | Deed, Transfer |
| Aug 28, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Mar 10, 2020 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 10, 2020 · Amount on Record |
| Deed Sale | Mar 10, 2020 · Amount on Record |
| Deed Document Number | 202011788 |
| Deed Book / Page | 2551 / 254 |
| Last Transfer Date | Aug 4, 2020 |
| Transfer Doc | 0025990217 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCONEE SC |
| Property Address | 426 CARRIAGE TRCE, SENECA, SC 29678-6038 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|---|
| Address | 426 CARRIAGE TRCE, SENECA, SC 29678-6038 |
| Document Number | 004776/113 |
|---|---|
| Date | Jan 23, 2026 |
| Book Page | 4776/113 |
| Name | AMERICAN PACIFIC MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCONEE SC |
| Property Address | 426 CARRIAGE TRCE, SENECA, SC 29678-6038 |
| Transaction Type | Mortgage |
| Record Updated | Apr 8, 2024 |
| Name | Verified Name |
|---|---|
| Address | 426 CARRIAGE TRCE, SENECA, SC 29678-6038 |
| Document Number | 0000011596 |
|---|---|
| Date | Mar 26, 2024 |
| Book Page | 4542/263 |
| Instrument | 11596 |
| Name | RESICENTRAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | PHOENIX, AZ 85040 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCONEE SC |
| Property Address | 426 CARRIAGE TRCE, SENECA, SC 29678-6038 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000014466 |
|---|---|
| Date | Mar 9, 2021 |
| Book Page | 4114/23 |
| Instrument | 14466 |
| Name | THORNBURG MORTGAGE SECURITIES TRUST |
|---|---|
| Type | Non-Lending Institution |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCONEE SC |
| Property Address | 426 CARRIAGE TRCE, SENECA, SC 29678-6038 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000014467 |
|---|---|
| Date | Mar 9, 2021 |
| Book Page | 4114/52 |
| Instrument | 14467 |
| Name | NATIONAL BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | OCONEE SC |
| Recording Date | Jan 27, 2021 |
| Property Address | 426 CARRIAGE TRCE, SENECA, SC 29678-6038 |
| Document Number | 0000011954 |
| Book / Page | 2649 / 37 |
| Map Reference | MB 1309 PG 10 |
| Instrument Date | Jan 21, 2021 |
| Instrument | 11954 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 426 CARRIAGE TRCE, SENECA, SC 29678-6038 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OCONEE SC |
| Recording Date | Aug 28, 2020 |
| Property Address | 426 CARRIAGE TRCE, SENECA, SC 29678-6038 |
| Document Number | 0025990217 |
| Book / Page | 002599 / 000217 |
| Instrument Date | Aug 4, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 426 CARRIAGE TRCE SENECA SC 296786038, SENECA, SC 29678-6038 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OCONEE SC |
| Recording Date | Mar 10, 2020 |
| Property Address | 426 CARRIAGE TRCE, SENECA, SC 29678-6038 |
| Document Number | 0025510254 |
| Book / Page | 002551 / 000254 |
| Instrument Date | Feb 17, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 426 CARRIAGE TRCE SENECA SC 296786038, SENECA, SC 29678-6038 |
Source: Oconee County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Oconee County |
| Unified School District | Oconee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $934.00 | $8,913 (-) Land $2,503 Building $6,410 | $222,833 (-) Land $62,580 Building $160,253 |
| 2023 | $8,913 Land $2,503 Building $6,410 | $222,833 Land $62,580 Building $160,253 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 78% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PIONEER RURAL WATER DIST serves 16,929 people · EPA ID SC3720001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| West Carolina Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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