426 Belle St, Wayne, WV 25570 Property Records

Wayne County property record for 426 Belle St, Wayne, WV 25570

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,476 sqft · built 1980
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$83,000 (Nov 2017)
Tax Bill	$506 (2025)
Deeds & Mortgages	Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11-4-0089.0004`

Property Details

APN / Parcel Number

Primary APN	`11-4-0089.0004`
Alternative APN	`50-11-4-0089.0004`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,476 sqft Living Area
1st Floor Area	1,476 sqft

Exterior

Year Built	Built 1980
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	9,583 sqft (0.219 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Terrain	Above Road/Slope

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	426 BELLE ST
City	WAYNE
State	WV
Zip	25570-6567
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	8,820.8 SQ FT (PARCEL #1)
Jurisdiction	WAYNE WV
Township / Civil Division	UNION
Census Block Group	4
Census Block	4029
Census Tract	20600

Owner

426 Belle St is owned and occupied by an individual who bought it in November 2017.

Source: Wayne County records, as of November 19, 2025

Owner of Record	Individual Name on File
Mailing Address	426 BELLE ST, WAYNE, WV 25570-6567
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2017 · Amount on File
Deed Sale	Nov 3, 2017 · Amount on File
Deed Document Number	0000072610
Deed Book / Page	726 / 10
Record Updated	Jun 8, 2026

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WAYNE WV
Recording Date	Nov 3, 2017
Property Address	426 BELLE ST, WAYNE, WV 25570-6567
Document Number	3130514234
Book / Page	000726 / 000010
Instrument Date	Oct 20, 2017
Instrument	3130514234
Transaction Type	Transfer
Record Updated	Nov 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$365.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 BELLE ST WAYNE WV 255706567, WAYNE, WV 25570-6567

Mortgage

Document Number	3130514235
Date	Nov 3, 2017
Book Page	000792/000873
Instrument	3130514235

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Nov 2, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 426 Belle St was $506.

Source: Wayne County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	West Virginia
County	Wayne County
Municipality	Wayne Town
Unified School District	Wayne County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$506.00	$32,280 Land $3,480 Building $28,800	$53,800 Land $5,800 Building $48,000
2023	$470.00	$31,800 Land $3,480 Building $28,320	$53,000 Land $5,800 Building $47,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 426 Belle St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	17 (1980–2025)
Claims Outside the SFHA	3 of 17
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Landslides, Sep 2004 · 4 claims Severe Winter Storm, Record/near Record Snow, Heavy Rains, Flooding And Landslides, Feb 2003 · 3 claims Heavy & Wind Driven Rain, High Winds,flooding,slides, Mar 1997 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 426 Belle St is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 61% of West Virginia
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF WAYNE WATER serves 5,519 people · EPA ID WV3305007
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Aug 2025
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20