426 5th St, Otoe, NE 68417 Property Records

Otoe County property record for 426 5th St, Otoe, NE 68417

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,201 sqft · built 1910
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$225,000 (Apr 2025)
Tax Bill	$2,114 (2025)
Deeds & Mortgages	May 2017 Mortgage Jan 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`002509000`

Property Details

APN / Parcel Number

Primary APN	`002509000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	2,201 sqft Living Area
Gross Area	2,044 sqft
1st Floor Area	1,652 sqft
Attic	Attic
Attic Area	274 sqft
Basement Area	784 sqft
Finished Basement	1,652 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Other
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	132 ft deep x 88 ft wide
Garage Type	Attached
Garage Area	868 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Patio Area	120 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Street Address	426 5TH ST
City	OTOE
State	NE
Zip	68417-4001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SINGLE-FAM
Legal Description	LOTS 13-16 BLK 13 OTOE PROPER; MAP NUMBER: 3493-00-0-60050-013-0013
Legal Subdivision	OTOE PROPER
Legal Block	13
Legal Lot Number	13-16
Jurisdiction	OTOE NE
Township / Civil Division	BERLIN
Census Block Group	1
Census Block	1058
Census Tract	966700

Owner

Source: Otoe County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	426 5TH ST, OTOE, NE 68417-4001
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 4, 2017	Deed of Trust, Mortgage · Conventional Mortgage COUNTRYSIDE BANK
Jan 5, 2021	Deed of Trust, Mortgage · Line of Credit COUNTRYSIDE BANK
Apr 28, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK
Apr 1, 2022	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK OF OMAHA
May 4, 2017	Deed of Trust, Mortgage · Line of Credit COUNTRYSIDE BANK
Nov 12, 2020	Personal Representative Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2025 · Amount on Record
Deed Sale	Apr 28, 2025 · Amount on Record
Deed Document Number	2025923
Record Updated	Sep 20, 2026

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTOE NE
Property Address	426 5TH ST, OTOE, NE 68417-4001
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201700998
Date	May 4, 2017
Instrument	201700998

Lender

Name	COUNTRYSIDE BANK
Type	Bank
Address	SYRACUSE, NE 68446

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2027

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTOE NE
Property Address	426 5TH ST, OTOE, NE 68417-4001
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 5TH ST, OTOE, NE 68417-4001

Mortgage

Document Number	0202100025
Date	Jan 5, 2021
Instrument	202100025

Lender

Name	COUNTRYSIDE BANK
Type	Bank
Address	SYRACUSE, NE 68446

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	71 Months
Due	Dec 1, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTOE NE
Property Address	426 5TH ST, OTOE, NE 68417-4001
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202500924
Date	Apr 28, 2025
Instrument	202500924

Lender

Name	FIRST BANK
Type	Bank
Address	WAVERLY, IA 50677

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	May 1, 2030
Change Frequency	Annually
Min Rate At Change	6%
Max Rate At Change	8%
Index	1-Year T-Bill
Margin	3
Max Rate	12%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTOE NE
Recording Date	Apr 1, 2022
Property Address	426 5TH ST, OTOE, NE 68417-4001
Document Number	0202200911
Instrument Date	Mar 30, 2022
Instrument	202200911
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	402 TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$405.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0202200912
Date	Apr 1, 2022
Instrument	202200912

Lender

Name	FIRST NATIONAL BANK OF OMAHA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTOE NE
Property Address	426 5TH ST, OTOE, NE 68417-4001
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201700998
Date	May 4, 2017
Instrument	201700998

Lender

Name	COUNTRYSIDE BANK
Type	Bank
Address	SYRACUSE, NE 68446

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	May 1, 2027

November 2020: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	OTOE NE
Recording Date	Nov 12, 2020
Property Address	426 5TH ST, OTOE, NE 68417-4001
Document Number	0202002997
Instrument Date	Nov 3, 2020
Instrument	202002997
Transaction Type	Transfer
Record Updated	Jan 13, 2026

Transaction

Amount	Amount Recorded
Tax	$15.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Tax Assessment & Valuation

Source: Otoe County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Nebraska
County	Otoe County
Municipality	Otoe Village
Unified School District	Syracuse-Dunbar-Avoca Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,114.00 (-19.83%)	$129,266 (+5.64%) Land $2,610 Building $126,656	$129,266 (+5.64%) Land $2,610 Building $126,656
2024	$2,637.00 (+67.32%)	$122,365 (+95.8%) Land $1,740 Building $120,625	$122,365 (+95.8%) Land $1,740 Building $120,625
2023	$1,576.00	$62,496 Land $1,740 Building $60,756	$62,496 Land $1,740 Building $60,756

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	5 (1982–2010)
Most Recent Claim	Jun 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 93% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF OTOE serves 288 people · EPA ID NE3113108
Water Source	Purchased groundwater from OTOE CO RWD #3
Last State Inspection	Jan 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pinpoint Communications Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Windstream DSL	200 / 20

May also be available: GigFire, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 5th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures