DuPage County property record for 426 55th St, Downers Grove, IL 60515
| Property Type | Single Family Home |
|---|---|
| Details | 6 ba · 3,618 sqft · built 2008 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $470,000 (Sep 2019) |
| Tax Bill | $11,309 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 09-08-418-049 |
| Primary APN | 09-08-418-049 |
|---|
| Full Baths | 6 Baths |
|---|---|
| Stories | 3 Stories |
| Building Area | 3,618 sqft Living Area |
| Gross Area | 5,867 sqft |
| Basement Area | 2,249 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Brick |
| Lot Area | 22,216 sqft (0.51 acres) |
| Garage Area | 746 sqft |
| Cooling System | Central |
|---|
| Street Address | 426 55TH ST |
|---|---|
| City | DOWNERS GROVE |
| State | IL |
| Zip | 60515-5122 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HIGHLAND ACRES E 100 FT E 100 FT /EX HWY DESC 18-017393/ |
| Legal Subdivision | HIGHLAND ACRES |
| Jurisdiction | DU PAGE IL |
| Township / Civil Division | DOWNERS GROVE |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 845602 |
426 55th St is owned and occupied by two individuals who bought it in September 2019.
Source: DuPage County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 426 55TH ST, DOWNERS GROVE, IL 60515-5122 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMPASS MORTGAGE INC |
| Apr 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMPASS MORTGAGE INC |
| Sep 27, 2019 | Warranty Deed, Transfer · Conventional Mortgage COMPASS MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 27, 2019 · Amount on File |
| Deed Sale | Sep 27, 2019 · Amount on File |
| Prior Sale | Jan 23, 2014 · Amount on File |
| Deed Document Number | 201986863 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 426 55TH ST, DOWNERS GROVE, IL 60515-5122 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | GREATER ILLINOIS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000027117 |
|---|---|
| Date | Feb 19, 2021 |
| Instrument | R2021-027117 |
| Name | COMPASS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | WARRENVILLE, IL 60555 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Jan 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DU PAGE IL |
| Property Address | 426 55TH ST, DOWNERS GROVE, IL 60515-5122 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | GIT |
| Name | Verified Name |
|---|
| Document Number | 0000037646 |
|---|---|
| Date | Apr 17, 2020 |
| Instrument | R2020-037646 |
| Name | COMPASS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | WARRENVILLE, IL 60555 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DU PAGE IL |
| Recording Date | Sep 27, 2019 |
| Property Address | 426 55TH ST, DOWNERS GROVE, IL 60515-5122 |
| Document Number | 0000086863 |
| Map Reference | DOC 108797 |
| Instrument Date | Sep 16, 2019 |
| Instrument | R2019-086863 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $470.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 426 55TH ST, DOWNERS GROVE, IL 60515-5122 |
| Document Number | 0000086864 |
|---|---|
| Date | Sep 27, 2019 |
| Instrument | R2019-086864 |
| Name | COMPASS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.87% |
The 2025 property tax bill for 426 55th St was $11,309 with a homeowner's exemption.
Source: DuPage County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | DuPage County |
| County Subdivision | Downers Grove Township |
| Municipality | Downers Grove Village |
| Elementary School District | Downers Grove Grade School District 58 (PK - 08) |
| Secondary School District | Community High School District 99 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,309.00 | $208,913 Land $89,626 Building $119,287 | $626,739 Land $268,878 Building $357,861 |
| 2022 | $9,915.00 | $168,480 Land $108,450 Building $60,030 | $505,440 Land $325,350 Building $180,090 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 426 55th St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 6 (1983–2013) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Apr 2013 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 426 55th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DOWNERS GROVE serves 49,425 people · EPA ID IL0430300 |
|---|---|
| Water Source | Purchased surface water from DU PAGE WATER COMMISSION |
| Last State Inspection | May 2025 |
| Lead | 5 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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