426 4th Ave, Two Harbors, MN 55616 Property Records

Lake County property record for 426 4th Ave, Two Harbors, MN 55616

Property Summary

Property Type	Single Family Home
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on File
Last Sale	$162,000 (Oct 2020)
Tax Bill	$162 (2026)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
APN	`23-7660-17065`

Property Details

APN / Parcel Number

Primary APN	`23-7660-17065`

Interior

Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Wood
Construction Type	Wood
Lot Area	3,485 sqft (0.08 acres)
Lot Dimensions	140 ft deep x 25 ft wide
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Sauna	Sauna

Location & Zoning

Street Address	426 4TH AVE
City	TWO HARBORS
State	MN
Zip	55616-1408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W12 OF LOT 6 BLOCK 17
Legal Subdivision	MINNESOTA IRON COMPANYS
Legal Block	17
Legal Lot Number	6
Jurisdiction	LAKE MN
Township / Civil Division	TWO HARBORS
Census Block Group	3
Census Block	3017
Census Tract	370400

Owner

426 4th Ave is owned and occupied by an individual who bought it in October 2020.

Source: Lake County records, as of October 22, 2026

Owner of Record	Individual Name on File
Mailing Address	426 4TH AVE, TWO HARBORS, MN 55616-1408
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2020 · Amount on File
Deed Sale	Oct 5, 2020 · Amount on File
Deed Document Number	2020195173
Record Updated	Oct 29, 2026

October 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	LAKE MN
Recording Date	Oct 5, 2020
Property Address	426 4TH AVE, TWO HARBORS, MN 55616-1408
Document Number	A000195173
Instrument Date	Sep 18, 2020
Instrument	A000195173
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	426 4TH AVE, TWO HARBORS, MN 55616-1408

Mortgage

Document Number	A000195217
Date	Oct 7, 2020
Instrument	A000195217

Lender

Name	ALERUS MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 426 4th Ave was $162, down 3.6% from the year before.

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
Municipality	Two Harbors City
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$162.00 (-3.57%)	$18,300 Land $13,500 Building $4,800	$18,300 Land $13,500 Building $4,800
2025	$168.00
2023		$14,100 Land $9,400 Building $4,700	$14,100 Land $9,400 Building $4,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 426 4th Ave.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 426 4th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Two Harbors serves 3,698 people · EPA ID MN1380005
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	6 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 538 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Zito Media Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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