426 2nd St, Chipley, FL 32428 Property Records

Washington County property record for 426 2nd St, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,058 sqft · built 1946
Lot Size	3.29 acres (143,530 sqft)
Owner	2 Company Names on Record
Last Sale	$88,000 (Dec 2015)
Tax Bill	$784 (2025)
Deeds & Mortgages	Feb 2025 Sale Sep 2023 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`000029740000`

Property Details

APN / Parcel Number

Primary APN	`000029740000`
Alternative APNs	`00000000-00-2974-0000` `29740000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,058 sqft Living Area
Gross Area	1,518 sqft
1st Floor Area	1,058 sqft
Flooring	Carpet
Interior Walls	Plywood

Exterior

Year Built	Built 1946
Effective Year Built	Effective 2013
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	143,530 sqft (3.29 acres)
Lot Dimensions	210 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	306 sqft
Porch	Open/Unfinished Porch
Porch Area	120 sqft
Patio Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	426 2ND ST
City	CHIPLEY
State	FL
Zip	32428-1000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	33 5 13 ORB 1040 P 370 S2 OF S2 OF LOT 7 & 8, BLK O HAGERMANS ADD TO TOWN OF CHIP LEY, AS DESC IN ORB 1040 P 370 & BEG. AT NEC OF LOT 1, RUN S.46.5, W.210, N.46.5, E. 210, TO BEG. BLK O AS DESC IN ORB 1040 P 370, ORD #937 IN ORB 1049 P 399 CLOSING UN
Legal Range	13W
Legal Township	05S
Legal Section	33
Legal Subdivision	HAGERMAN ADD
Legal Block	O
Legal Lot Number	7,8
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	1
Census Block	1019
Census Tract	970103

Owner

Source: Washington County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	426 2ND ST, CHIPLEY, FL 32428-1000
Owner Type	Company
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2025	Warranty Deed, Transfer
Sep 20, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 6, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2015 · Amount on Record
Deed Sale	Dec 22, 2015 · Amount on Record
Deed Document Number	201567006942
Deed Book / Page	1040 / 370
Last Transfer Date	Feb 21, 2025
Transfer Doc	0067001380
Record Updated	Jun 8, 2026

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Feb 27, 2025
Property Address	426 2ND ST, CHIPLEY, FL 32428-1000
Document Number	0067001380
Book / Page	1329 / 456
Instrument Date	Feb 21, 2025
Instrument	202567001380
Transaction Type	Transfer
Record Updated	Dec 23, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	426 2ND ST, CHIPLEY, FL 32428-1000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 BATCHELOR ST, GRANBY, MA 01033-9729

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	426 2ND ST, CHIPLEY, FL 32428-1000
Transaction Type	Mortgage
Record Updated	Oct 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	426 2ND ST, CHIPLEY, FL 32428-1000

Mortgage

Document Number	0067006576
Date	Sep 20, 2023
Book Page	1283/172
Instrument	202367006576

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2043

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHINGTON FL
Recording Date	May 6, 2020
Property Address	426 2ND ST, CHIPLEY, FL 32428-1000
Document Number	0067003031
Book / Page	001175 / 000656
Instrument Date	May 4, 2020
Instrument	67003031
Transaction Type	Transfer
Record Updated	Jun 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	426 2ND ST CHIPLEY FL 324281000, CHIPLEY, FL 32428-1000

Tax Assessment & Valuation

Source: Washington County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
Municipality	Chipley City
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$784.00 (+7.99%)	$81,778 (+2.9%)	$137,639 (+18.12%) Land $23,820 Building $113,819
2024	$726.00 (+5.37%) Homeowner's exemption	$79,473 (+3%)	$116,521 (+7.55%) Land $23,820 Building $92,701
2023	$689.00 (+6.16%) Homeowner's exemption	$77,158 (+3%)	$108,346 (+9.73%) Land $23,820 Building $84,526
2022	$649.00 Homeowner's exemption	$74,911	$98,735 Land $21,811 Building $76,924

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (1994–2018)
Most Recent Claim	Oct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHIPLEY serves 3,660 people · EPA ID FL1670135
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon, Wildstar Networks.

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