Lake County property record for 426 1st Ave, Two Harbors, MN 55616
| Property Type | Garden / Court Apartments (5+ Units) |
|---|---|
| Details | 4,179 sqft · built 1896 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Company Name on File |
| Last Sale | $635,000 (Sep 2024) |
| Tax Bill | $4,468 (2026) |
| Deeds & Mortgages | Mar 2026 Mortgage Sep 2020 Sale & Refinance + 1 more |
| APN | 23-7660-01070 |
| Primary APN | 23-7660-01070 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 4,179 sqft Gross Area |
| 1st Floor Area | 4,179 sqft |
| Flooring | Vinyl/Resilient |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 1896 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Lot Area | 6,970 sqft (0.16 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
|---|---|
| Porch Area | 143 sqft |
| Deck Area | 32 sqft |
| Gazebo | 42 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Street Address | 426 1ST AVE |
|---|---|
| City | TWO HARBORS |
| State | MN |
| Zip | 55616-1614 |
| Property Category | Commercial |
| Property Type | Residential > Multi-Unit > Garden / Court Apartments (5+ Units) |
| Legal Description | LOTS 6-8 BLOCK 1 |
| Legal Subdivision | MINNESOTA IRON COMPANYS |
| Legal Block | 1 |
| Legal Lot Number | 6-8 |
| Jurisdiction | LAKE MN |
| Township / Civil Division | TWO HARBORS |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 370400 |
426 1st Ave, a residential property, is owned by a company that bought it in September 2024.
Source: Lake County records, as of October 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 358 ALTHEA LN, HOPKINS, MN 55343-7104 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Mar 13, 2026 | Deed of Trust, Mortgage · Non-Conforming Investor Loan VISIONBANK |
| Sep 1, 2020 | Quit Claim Deed, Transfer · Stand-Alone Refinance LAKE BANK |
| Sep 1, 2020 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 17, 2024 · Amount on File |
| Deed Sale | Sep 17, 2024 · Amount on File |
| Prior Sale | Sep 1, 2020 · Amount on File |
| Deed Document Number | 20241693030 |
| Prior Transfer Date | Aug 26, 2020 |
| Prior Transfer Doc | 0000194822 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 426 1ST AVE, TWO HARBORS, MN 55616-1614 |
| Transaction Type | Mortgage |
| Record Updated | Apr 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | A000208010 |
|---|---|
| Date | Mar 13, 2026 |
| Instrument | A000208010 |
| Name | VISIONBANK |
|---|---|
| Type | Bank |
| Type | Non-Conforming Investor Loan |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE MN |
| Recording Date | Sep 1, 2020 |
| Property Address | 426 1ST AVE, TWO HARBORS, MN 55616-1614 |
| Document Number | A000194822 |
| Instrument Date | Aug 26, 2020 |
| Instrument | A000194822 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 235 3RD AVE, TWO HARBORS, MN 55616-1624 |
| Document Number | A000194823 |
|---|---|
| Date | Sep 1, 2020 |
| Instrument | A000194823 |
| Name | LAKE BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE MN |
| Recording Date | Sep 1, 2020 |
| Property Address | 426 1ST AVE, TWO HARBORS, MN 55616-1614 |
| Document Number | A000194821 |
| Instrument Date | Aug 20, 2020 |
| Instrument | A000194821 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 235 3RD AVE, TWO HARBORS, MN 55616-1624 |
Source: Lake County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lake County |
| Municipality | Two Harbors City |
| Unified School District | Lake Superior Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,468.00 (-4.53%) | $368,400 (+10.17%) Land $58,000 Building $310,400 | $368,400 (+10.17%) Land $58,000 Building $310,400 |
| 2025 | $4,680.00 | $334,400 (+1.8%) Land $58,000 Building $276,400 | $334,400 (+1.8%) Land $58,000 Building $276,400 |
| 2023 | $328,500 Land $58,000 Building $270,500 | $328,500 Land $58,000 Building $270,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 426 1st Ave.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 426 1st Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Two Harbors serves 3,698 people · EPA ID MN1380005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Zito Media Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
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