42597 US Hwy 2, Libby, MT 59923 Property Records

Lincoln County property record for 42597 US Hwy 2, Libby, MT 59923

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,352 sqft · built 1955
Lot Size	2.01 acres (87,556 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,109 (2026)
Deeds & Mortgages	Feb 2026 Line of Credit Jul 2021 Mortgage + 3 more
APN	`R563101`

Property Details

APN / Parcel Number

Primary APN	`R563101`
Alternative APNs	`56-4069-19-1-04-05-0000` `0000002740`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,352 sqft Living Area
1st Floor Area	1,352 sqft
Basement Area	520 sqft
Finished Basement	520 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2000
Architectural Style	Rustic
Exterior Material	Other
Construction Type	Log
Roof Type	Gable
Roof Material	Metal
Lot Area	87,556 sqft (2.01 acres)
Garage Type	Mixed
Garage Area	480 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	392 sqft
Shed	1 Shed
Shed Area	96 sqft
Pole Barn	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000002740
Street Address	262 CHAMPION HAUL RD S
City	LIBBY
State	MT
Zip	59923-7632
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LITTLE HOODOO VIEW, S19, T29 N, R30 W, LOT 3, ACRES 2.01, PM 6782
Legal Range	30W
Legal Township	29N
Legal Section	19
Legal Subdivision	LITTLE HOODOO VIEW
Legal Lot Number	3
Jurisdiction	LINCOLN MT
Township / Civil Division	LIBBY
Census Block Group	1
Census Block	1400
Census Tract	100

Owner

42597 US Hwy 2 is owned and occupied by two individuals who acquired it in August 2021.

Source: Lincoln County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	262 CHAMPION HAUL RD S, LIBBY, MT 59923-7632
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Deed of Trust, Mortgage · Line of Credit SPRING EQ LLC
Jul 28, 2021	Warranty Deed, Transfer · VA Mortgage LENDUS LLC
Dec 15, 2020	Assignment of Deed, Transfer
Nov 19, 2020	Assignment of Deed, Transfer
Aug 3, 2021	Warranty Deed, Transfer TITLE FINANCIAL SPECIALTY SERVICES, TITLE FINCL SPECIALTY SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2021
Deed Sale	Aug 3, 2021
Prior Sale	Jul 28, 2021 · Amount on File
Deed Document Number	2021295045
Deed Book / Page	391 / 493
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MT
Property Address	262 CHAMPION HAUL RD S, LIBBY, MT 59923-7632
Transaction Type	Mortgage
Record Updated	Mar 17, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	262 CHAMPION HAUL RD, LIBBY, MT 59923-7632

Mortgage

Document Number	000413/906
Date	Feb 26, 2026
Book Page	413/906
Instrument	319803

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MT
Recording Date	Jul 28, 2021
Property Address	42597 US HIGHWAY 2, LIBBY, MT 59923-7621
Document Number	000391/345
Book / Page	391 / 345
Map Reference	PL 6782
Instrument Date	Jul 23, 2021
Instrument	294891
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	FIRST AMERICAN TITLE - LIBBY, FIRST AMERICAN TITLE LIBBY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	42597 US HIGHWAY 2, LIBBY, MT 59923-7621

Mortgage

Document Number	0000294892
Date	Jul 28, 2021
Instrument	294892

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

December 2020: Assignment of Deed, Transfer

Document Type	Assignment of Deed
Jurisdiction	LINCOLN MT
Recording Date	Dec 15, 2020
Property Address	42597 US HIGHWAY 2, LIBBY, MT 59923-7621
Document Number	000386/649
Book / Page	386 / 649
Map Reference	PL 6782
Instrument Date	Dec 11, 2020
Instrument	289939
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1213, LIBBY, MT 59923-1213

Transferred To (Grantee/Buyer)

Name	Verified Name

November 2020: Assignment of Deed, Transfer

Document Type	Assignment of Deed
Jurisdiction	LINCOLN MT
Recording Date	Nov 19, 2020
Property Address	42597 US HIGHWAY 2, LIBBY, MT 59923-7621
Document Number	000386/175
Book / Page	386 / 175
Map Reference	PL 6782
Instrument Date	Jan 10, 2018
Instrument	289443
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1213, LIBBY, MT 59923-1213
Investor	Possibly a Property Investor

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN MT
Recording Date	Aug 3, 2021
Property Address	42597 US HIGHWAY 2, LIBBY, MT 59923-7621
Document Number	000391/493
Book / Page	391 / 493
Map Reference	PL 6782
Instrument Date	Jul 22, 2013
Instrument	295045
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	TITLE FINANCIAL SPECIALTY SERVICES, TITLE FINCL SPECIALTY SVCS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1213, LIBBY, MT 59923-1213

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	7841 SEA ROCK RD, LAS VEGAS, NV 89128-6837

Tax Assessment & Valuation

The 2026 property tax bill for 42597 US Hwy 2 was $1,109, up 12% from the year before.

Source: Lincoln County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Lincoln County
Unified School District	Libby K-12 Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,109.00 (+12.02%)	$314,600 (-)
2025	$990.00	$314,600	$314,600 Land $83,942 Building $230,658
2023	$2,032.00	$290,000	$290,000 Land $56,374 Building $233,626

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 42597 US Hwy 2; there have been 1 flood claim nearby since 1996.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Mar 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 42597 US Hwy 2 is high, ranking above 76% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 61% of Montana
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Inland Cellular Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on US Hwy 2

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