42592 Cardinal Trace Ter, Brambleton (Ashburn), VA 20148 Property Records

Loudoun County property record for 42592 Cardinal Trace Ter, Brambleton, VA 20148

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,412 sqft · built 2007
Owner	2 Individual Names on File
Last Sale	$500,000 (Oct 2025)
Tax Bill	$4,221 (2026)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Jun 2023 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`158-26-8913-008`

Property Details

APN / Parcel Number

Primary APN	`158-26-8913-008`
Alternative APN	`92 D29P8 8H`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,412 sqft Living Area
1st Floor Area	1,152 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Garage Type	Built-in
Garage Area	237 sqft
Deck Area	Deck Area
Patio Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	42592 CARDINAL TRACE TER
City	BRAMBLETON
State	VA
Zip	20148-6411
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PDH4
Legal Description	RESIDENCES AT BRAMBLETON PH.8 CONDO UNIT 8H 200806300040081 200806190037692P
Legal Subdivision	RESIDENCES AT BRAMBLETON PH.8
Legal Phase	8
Legal Block	1
Legal Unit	8H
Jurisdiction	LOUDOUN VA
Township / Civil Division	BLUE RIDGE
Census Block Group	1
Census Block	1021
Census Tract	611027

Owner

42592 Cardinal Trace Ter, a condominium, is owned and occupied by two individuals who bought it in October 2025.

Source: Loudoun County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	42592 CARDINAL TRACE TER, BRAMBLETON, VA 20148-6411
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2025	Warranty Deed, Transfer · Conventional Mortgage THE DART BANK
Jun 22, 2023	Intrafamily Transfer, Transfer · Stand-Alone Refinance ROCKET MORTGAGE LLC
Aug 14, 2020	Deed of Trust, Mortgage · Conventional with PMI EQUITY PRIME MTG
Oct 4, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2025 · Amount on File
Deed Sale	Oct 8, 2025 · Amount on File
Prior Sale	Sep 4, 2019 · Amount on File
Deed Document Number	202548804
Prior Transfer Date	Apr 16, 2023
Prior Transfer Doc	0000024141
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDOUN VA
Recording Date	Oct 8, 2025
Property Address	42592 CARDINAL TRACE TER, BRAMBLETON, VA 20148-6411
Document Number	0000048804
Map Reference	DOC 20070723-0054564
Instrument Date	Oct 7, 2025
Instrument	20251008-0048804
Transaction Type	Transfer
Record Updated	Oct 24, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$503.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	42592 CARDINAL TRACE TER, BRAMBLETON, VA 20148-6411

Mortgage

Document Number	0000048805
Date	Oct 8, 2025
Instrument	20251008-0048805

Lender

Name	THE DART BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Index	SOFR Average 30-Day
Max Rate	10.8%

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LOUDOUN VA
Recording Date	Jun 22, 2023
Property Address	42592 CARDINAL TRACE TER, BRAMBLETON, VA 20148-6411
Document Number	0000024141
Instrument Date	Apr 16, 2023
Instrument	202306220024141
Transaction Type	Transfer
Record Updated	Jul 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42592 CARDINAL TRACE TER, BRAMBLETON, VA 20148-6411

Mortgage

Document Number	0000024142
Date	Jun 22, 2023
Instrument	202306220024142

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

Interest

Rate Type	Fixed Rate

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDOUN VA
Property Address	42592 CARDINAL TRACE TER, BRAMBLETON, VA 20148-6411
Document Number	20200819070987
Instrument Date	Aug 14, 2020
Transaction Type	Mortgage
Record Updated	Sep 15, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42592 CARDINAL TRACE TER BRAMBLETON VA 201486411, BRAMBLETON, VA 20148-6411

Mortgage

Document Number	20200819070987
Date	Aug 19, 2020
Instrument	70987

Lender

Name	EQUITY PRIME MTG

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 18, 2050

Interest

Rate Type	Fixed Rate

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOUDOUN VA
Recording Date	Oct 4, 2019
Property Address	42592 CARDINAL TRACE TER, BRAMBLETON, VA 20148-6411
Document Number	20191004060257
Instrument Date	Sep 24, 2019
Instrument	60257
Transaction Type	Transfer
Record Updated	May 12, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42592 CARDINAL TRACE TER BRAMBLETON VA 201486411, BRAMBLETON, VA 20148-6411

Tax Assessment & Valuation

The 2026 property tax bill for 42592 Cardinal Trace Ter was $4,221, up 4.3% from the year before.

Source: Loudoun County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Loudoun County
Unified School District	Loudoun County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,221.00 (+4.33%)	$524,360 (+4.33%) Land $145,000 Building $379,360	$524,360 (+4.33%) Land $145,000 Building $379,360
2025	$4,046.00	$502,610 Land $145,000 Building $357,610	$502,610 Land $145,000 Building $357,610
2023	$4,051.00 (+9.37%)	$463,030 (+11.25%) Land $135,000 Building $328,030	$463,030 (+11.25%) Land $135,000 Building $328,030
2022	$3,704.00	$416,210 Land $120,000 Building $296,210	$416,210 Land $120,000 Building $296,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 42592 Cardinal Trace Ter in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 42592 Cardinal Trace Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDOUN WATER - CENTRAL SYSTEM serves 334,808 people · EPA ID VA6107350
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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