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4258 Orchard Ln, Cincinnati, OH 45236 Property Records

Hamilton County property record for 4258 Orchard Ln, Cincinnati, OH 45236

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,070 sqft · built 1929
Lot Size0.185 acres (8,102 sqft)
Owner2 Individual Names on File
Tax Bill$5,892 (2025)
Deeds & MortgagesSep 2025 Line of Credit
Apr 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN609-0010-0036-00

Property Details

APN / Parcel Number

Primary APN609-0010-0036-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories2 Stories
Building Area2,070 sqft Living Area
1st Floor Area1,365 sqft
2nd Floor Area705 sqft
Upper Floors Area705 sqft
Basement Area783 sqft
Finished Basement200 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1929
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Lot Area8,102 sqft (0.185 acres)
Lot Dimensions161 ft deep x 50 ft wide
PorchPorch
Porch Area266 sqft
Patio Area210 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address4258 ORCHARD LN
CityCINCINNATI
StateOH
Zip45236-3127
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionORCHARD LN 50 X 161.14 LOT 162 CLIFFORD PL SUB
Legal SubdivisionCLIFFORD PLACE SUB
Legal Lot Number162
JurisdictionHAMILTON OH
Township / Civil DivisionDEER PARK
Census Block Group1
Census Block1004
Census Tract23702

Owner

Source: Hamilton County records · APN 609-0010-0036-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address4258 ORCHARD LN, CINCINNATI, OH 45236-3127
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 18, 2025Deed of Trust, Mortgage · Line of Credit
UNION SAVINGS BANK
Apr 27, 2022Deed of Trust, Mortgage · Line of Credit
UNION SAVINGS BANK
Aug 14, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNION SVGS
Nov 23, 2018Deed of Trust, Mortgage · Conventional Mortgage
UNION SVGS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 01, 1985
Deed SaleNov 01, 1985
Record UpdatedJun 08, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address4258 ORCHARD LN, CINCINNATI, OH 45236-3127
Transaction TypeMortgage
Record UpdatedOct 21, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4258 ORCHARD LN, DEER PARK, OH 45236-3127

Mortgage

Document Number0000072471
DateSep 18, 2025
Book Page15503/1201
Instrument2025-0072471
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueSep 10, 2035
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address4258 ORCHARD LN, CINCINNATI, OH 45236-3127
Transaction TypeMortgage
Record UpdatedJun 10, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address4258 ORCHARD LN, CINCINNATI, OH 45236-3127

Mortgage

Document Number0000042715
DateApr 27, 2022
Book Page14655/1926
Instrument2022-0042715
Lender
NameUNION SAVINGS BANK
TypeBank
AddressCINCINNATI, OH 45249
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueMar 25, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address4258 ORCHARD LN, CINCINNATI, OH 45236-3127
Document Number0000070639
Instrument DateAug 14, 2019
Transaction TypeMortgage
Record UpdatedSep 24, 2019
Title CompanyOLD TOWN TITLE AGENCY, OLD TOWN TITLE AGCY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4258 ORCHARD LN CINCINNATI OH 452363127, CINCINNATI, OH 45236-3127

Mortgage

Document Number0000070639
DateAug 23, 2019
Book Page013987/000199
Instrument70639
Lender
NameUNION SVGS
TypeFederal Savings Bank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueAug 22, 2039

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address4258 ORCHARD LN, CINCINNATI, OH 45236-3127
Document Number0000104358
Instrument DateNov 23, 2018
Transaction TypeMortgage
Record UpdatedDec 21, 2018
Title CompanyOLD TOWN TITLE AGENCY, OLD TOWN TITLE AGCY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4258 ORCHARD LN CINCINNATI OH 452363127, CINCINNATI, OH 45236-3127

Mortgage

Document Number0000104358
DateNov 28, 2018
Book Page013803/000037
Instrument104358
Lender
NameUNION SVGS
TypeFederal Savings Bank
AddressCINCINNATI, OH 45249
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 27, 2033

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityDeer Park City
Unified School DistrictDeer Park Community City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,892.00 (+19.46%)$80,731 (-) Land $13,797 Building $66,934
2024$4,932.00 (-1.93%)$80,731 (-) Land $13,797 Building $66,934
2023$5,029.00 (+2.67%)$80,731 (+33.21%) Land $13,797 Building $66,934$230,660 (+33.21%) Land $39,420 Building $191,240
2022$4,898.00 Homeowner's exemption$60,606 Land $11,634 Building $48,972
2020$173,160 Land $33,240 Building $139,920

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 22, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber		3,000 / 3,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

Based on FCC filings for 710 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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