Okaloosa County property record for 4258 Lancaster Dr, Niceville, FL 32578
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,445 sqft · built 1997 |
| Lot Size | 0.298 acres (13,001 sqft) |
| Owner | Individual Name on File |
| Last Sale | $375,000 (Jun 2023) |
| Tax Bill | $1,659 (2025) |
| Deeds & Mortgages | Jun 2023 Sale & Mortgage May 2023 Foreclosure + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-594-6580-7 |
| Primary APN | C56-000-594-6580-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,445 sqft Heated Area |
| Gross Area | 2,130 sqft |
| 1st Floor Area | 1,445 sqft |
| Interior Walls | Custom/Decorative |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 13,001 sqft (0.298 acres) |
| Lot Width | 71 ft Width |
| Garage Type | Finished |
| Garage Area | 380 sqft |
| Porch | Open Porch |
| Porch Area | 65 sqft |
| Patio Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 4258 LANCASTER DR |
|---|---|
| City | NICEVILLE |
| State | FL |
| Zip | 32578-4500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COM SE COR LOT 1 BLK B TOWER ACRES S/D E71.08 FT TO POB E71 FT N183 FT W71 FT S183 FT TO POB |
| Legal Range | 22 |
| Legal Township | 01S |
| Legal Section | 15 |
| Legal Subdivision | TOWER ACRES S/D |
| Legal Block | B |
| Legal Lot Number | 1 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | NICEVILLE-VALPARAISO |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 21002 |
4258 Lancaster Dr is owned and occupied by an individual who bought it in June 2023.
Source: Okaloosa County records, as of December 8, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 4258 LANCASTER DR, NICEVILLE, FL 32578-4500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 23, 2023 | Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| May 9, 2023 | Trustee's Deed, Foreclosure Foreclosure Auction |
| Aug 23, 2019 | Warranty Deed, Transfer · VA Mortgage WATERSTONE MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 23, 2023 · Amount on File |
| Deed Sale | Jun 23, 2023 · Amount on File |
| Prior Sale | May 9, 2023 · Amount on File |
| Deed Document Number | 3631592 |
| Deed Book / Page | 3680 / 4117 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jun 23, 2023 |
| Property Address | 4258 LANCASTER DR, NICEVILLE, FL 32578-4500 |
| Document Number | 0036804117 |
| Book / Page | 3680 / 4117 |
| Instrument Date | Jun 22, 2023 |
| Instrument | 3631592 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2023 |
| Title Company | NAUTILUS TITLE AND ESCROW, NAUTILUS TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,625.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 391 BRIAN CIR, MARY ESTHER, FL 32569-1673 |
| Name | Verified Name |
|---|---|
| Address | 4285 LANCASRTER DRIVE, NICEVILLE, FL 32578-4512 |
| Document Number | 0036804119 |
|---|---|
| Date | Jun 23, 2023 |
| Instrument | 3680/4119 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 349 Months |
| Due | Jul 1, 2052 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | May 9, 2023 |
| Property Address | 4258 LANCASTER DR, NICEVILLE, FL 32578-4500 |
| Document Number | 0036740966 |
| Book / Page | 3674 / 966 |
| Instrument Date | May 9, 2023 |
| Instrument | 3622442 |
| Transaction Type | Foreclosure |
| Record Updated | May 29, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 391 BRIAN CIR, MARY ESTHER, FL 32569-1673 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Aug 23, 2019 |
| Property Address | 4258 LANCASTER DR, NICEVILLE, FL 32578-4500 |
| Document Number | 0034152588 |
| Book / Page | 3415 / 2588 |
| Instrument Date | Aug 23, 2019 |
| Instrument | 3300163 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | CHAMPIONSHIP TITLE AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,540.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 940 MUIRFIELD CT, 940, SUMTER, SC 29150-7028 |
| Name | Verified Name |
|---|---|
| Address | 4258 LANCASTER DR, NICEVILLE, FL 32578-4500 |
| Document Number | 0034152590 |
|---|---|
| Date | Aug 23, 2019 |
| Instrument | 3415-2590 |
| Name | WATERSTONE MORTGAGE CORP |
|---|---|
| Type | Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
The 2025 property tax bill for 4258 Lancaster Dr was $1,659 with a homeowner's exemption.
Source: Okaloosa County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,659.00 Homeowner's exemption | $179,763 | $284,871 Land $60,328 Building $224,543 |
| 2023 | $2,526.00 (+7.03%) | $223,263 (+5.98%) Land $50,921 Building $172,342 | $223,263 (+5.98%) Land $50,921 Building $172,342 |
| 2022 | $2,360.00 | $210,661 Land $48,496 Building $162,165 | $210,661 Land $48,496 Building $162,165 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4258 Lancaster Dr in Zone X, an area of minimal flood risk, though there have been 89 flood claims nearby since 1994.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 218 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 278 units insured incl. 60 condo units |
| Nearby Flood Claims | 89 (1994–2020) |
| Claims Outside the SFHA | 20 of 89 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4258 Lancaster Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKALOOSA COUNTY BLUEWATER BAY-RAINTREE serves 17,592 people · EPA ID FL1460775 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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