4258 Bingham St, Dearborn, MI 48126 Property Records

Wayne County property record for 4258 Bingham St, Dearborn, MI 48126

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 936 sqft · built 1925
Lot Size0.13 acres (5,663 sqft)
OwnerIndividual Name on File
Tax Bill$1,933 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Feb 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN82 10 173 06 038

Property Details

APN / Parcel Number

Primary APN82 10 173 06 038

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area936 sqft Living Area
1st Floor Area936 sqft
Basement Area936 sqft
Unfinished Basement936 sqft

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1925
Lot Area5,663 sqft (0.13 acres)
Lot Dimensions109 ft deep x 52.5 ft wide
Garage Area234 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address4258 BINGHAM ST
CityDEARBORN
StateMI
Zip48126-3611
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA
Legal DescriptionS 17.5FT OF LOT 221 & ALL OF LOT 222 INCLUDING HALF OF THE VACATED ALLEY IN THE REAR THEREOF MILLER HOME SUB SPLIT/COMBINED
Legal SubdivisionMILLER HOME
Legal Lot Number221-222
JurisdictionWAYNE MI
Township / Civil DivisionDEARBORN
Census Block Group2
Census Block2008
Census Tract574100

Owner

4258 Bingham St is owned and occupied by an individual.

Source: Wayne County records, as of September 15, 2026

Owner of RecordIndividual Name on File
Mailing Address4258 BINGHAM ST, DEARBORN, MI 48126-3611
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2026Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Feb 27, 2023Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE MI
Recording DateJul 29, 2026
Property Address4258 BINGHAM ST, DEARBORN, MI 48126-3611
Document Number0000241309
Book / Page60435 / 544
Instrument DateJul 16, 2026
Instrument2026241309
Transaction TypeMortgage
Record UpdatedOct 20, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address4258 BINGHAM ST, DEARBORN, MI 48126-3611

Mortgage

Document Number0000241309,
DateJul 29, 2026
Book Page60435/544
Instrument2026241309
Lender
NameCITIZENS BANK
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueJul 20, 2051
Interest
Max Rate-1%

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWAYNE MI
Property Address4258 BINGHAM ST, DEARBORN, MI 48126-3611
Transaction TypeMortgage
Record UpdatedMar 20, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4258 BINGHAM ST, DEARBORN, MI 48126-3611

Mortgage

Document Number0580960803
DateFeb 27, 2023
Book Page58096/803
Instrument2023038553
Lender
NameCITIZENS BANK NA
TypeBank
AddressJOHNSTON, RI 02919
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueFeb 18, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 4258 Bingham St was $1,933 with a homeowner's exemption.

Source: Wayne County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyWayne County
MunicipalityDearborn City
Unified School DistrictDearborn City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$142,500$285,000
2025$1,933.00
2023$72,900$145,800
2019$1,938.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4258 Bingham St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4258 Bingham St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDEARBORN
serves 109,976 people · EPA ID MI0001730
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionFeb 2026
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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