San Bernardino County property record for 42576 Cougar Rd, Big Bear Lake, CA 92315
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,116 sqft · built 1954 |
| Lot Size | 0.191 acres (8,320 sqft) |
| Owner | Company Name on File |
| Last Sale | $570,000 (Jan 2022) |
| Tax Bill | $7,034 (2025) |
| Deeds & Mortgages | Jan 2022 Sale Jan 2022 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2328-373-51-0000 |
| Primary APN | 2328-373-51-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,116 sqft Living Area |
| Gross Area | 1,416 sqft |
| 1st Floor Area | 966 sqft |
| 2nd Floor Area | 150 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Chalet/Alpine |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,320 sqft (0.191 acres) |
| Lot Dimensions | 104 ft deep x 80 ft wide |
| Terrain | Above Road/Slope |
| View / Lot | Average |
| Garage Type | Attached |
| Garage Area | 300 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 546 sqft |
| Patio Area | 70 sqft |
| Cooling System | None |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 42576 COUGAR RD |
|---|---|
| City | BIG BEAR LAKE |
| State | CA |
| Zip | 92315-2523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR NO 2440 MOONRIDGE MOUNTAIN ESTATES NO 6 LOTS 109 AND 110 |
| Legal Subdivision | MOONRIDGE MOUNTAIN ESTATES #6 |
| Legal Tract | 2440 |
| Legal Block | 3 |
| Legal Lot Number | 109 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | BIG BEAR |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 11204 |
42576 Cougar Rd is owned by a company that bought it in January 2022.
Source: San Bernardino County records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 17720 MYSTIC CANYON DR, CHINO HILLS, CA 91709-3253 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Jan 12, 2022 | Grant Deed, Transfer LAWYERS TITLE |
| Jan 12, 2022 | Intrafamily Transfer, Transfer LAWYERS TITLE |
| May 30, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV |
| May 30, 2019 | Loan Modification, Mortgage · Conventional with PMI NEW AMERICAN FNDG |
| May 5, 2017 | Grant Deed, Transfer · Conventional Mortgage NEW AMERICAN FUNDING |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 12, 2022 · Amount on File |
| Deed Sale | Jan 12, 2022 · Amount on File |
| Prior Sale | May 5, 2017 · Amount on File |
| Deed Document Number | 202215363 |
| Prior Transfer Date | Jan 5, 2022 |
| Prior Transfer Doc | 0000015362 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Jan 12, 2022 |
| Property Address | 42576 COUGAR RD, BIG BEAR LAKE, CA 92315-2523 |
| Document Number | 0000015363 |
| Map Reference | MB 34 PG 74-76 |
| Instrument Date | Jan 8, 2022 |
| Instrument | 2022-0015363 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | LAWYERS TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 17720 MYSTIC CANYON DR, CHINO HILLS, CA 91709-3253 |
| Investor | Possibly a Property Investor |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Jan 12, 2022 |
| Property Address | 42576 COUGAR RD, BIG BEAR LAKE, CA 92315-2523 |
| Document Number | 0000015362 |
| Map Reference | MB 34 PG 74-76 |
| Instrument Date | Jan 5, 2022 |
| Instrument | 2022-0015362 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2022 |
| Title Company | LAWYERS TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8317 MAYNARD LN, RIVERSIDE, CA 92508-2936 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 42576 COUGAR RD, BIG BEAR LAKE, CA 92315-2523 |
| Document Number | 0000196129 |
| Instrument Date | May 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2019 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 42576 COUGAR RD BIG BEAR LAKE CA 92315, BIG BEAR LAKE, CA 92315 |
| Document Number | 0000196129 |
|---|---|
| Date | Jun 14, 2019 |
| Instrument | 196129 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 13, 2049 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 42576 COUGAR RD, BIG BEAR LAKE, CA 92315-2523 |
| Document Number | 0000196128 |
| Instrument Date | May 30, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 21, 2019 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 42576 COUGAR RD BIG BEAR LAKE CA 92315, BIG BEAR LAKE, CA 92315 |
| Document Number | 0000196128 |
|---|---|
| Date | Jun 14, 2019 |
| Instrument | 196128 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 13, 2049 |
| Rate | 4.5% |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | May 5, 2017 |
| Property Address | 42576 COUGAR RD, BIG BEAR LAKE, CA 92315-2523 |
| Document Number | 0000187660 |
| Map Reference | MB34 PG74-76 |
| Instrument Date | Apr 20, 2017 |
| Instrument | 2017-0187660 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | CHICAGO TITLE INLAND EMPIRE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5657 ARLINGTON AVE APT 21, 21, RIVERSIDE, CA 92504-2067 |
| Document Number | 0000187661 |
|---|---|
| Date | May 5, 2017 |
| Instrument | 2017-0187661 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
The 2025 property tax bill for 42576 Cougar Rd was $7,034.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| Municipality | Big Bear Lake City |
| County | San Bernardino County |
| Unified School District | Bear Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $539,600 (-10.79%) Land $107,900 Building $431,700 | |
| 2025 | $7,034.00 | $604,888 Land $120,978 Building $483,910 |
| 2023 | $7,278.00 (+56.92%) | $581,400 Land $116,280 Building $465,120 |
| 2022 | $4,638.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 42576 Cougar Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 42576 Cougar Rd is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 70% of California |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIG BEAR LAKE DWP - BIG BEAR SYSTEM serves 26,164 people · EPA ID CA3610044 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures